217,076+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 217,076 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

217,076 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,796 reviews

4.9
Healthy Paws

11,085 reviews

4.9
Fetch

5,418 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,955 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified April 08, 2026

It was easy and simple

It was easy and simple. It made the process a great experience.

Insurer: Nationwide

By: customer

April 08, 2026

Frustrating, Complicated, and Contradictory Claims Process

We carefully chose this insurance for our puppy after doing a lot of research, especially to make sure his neutering medications would be covered. Unfortunately, the claims process has been one of the most frustrating and complicated I’ve ever dealt with. I filed a claim, and it took over a month before I saw in the app that it was denied because the vet records “weren’t received.” I never received any notice that the records were missing, and I would have sent them myself if I had. When I reopened the claim, I submitted the vet records personally and even received confirmation that they were received. Yet a week later, I was told the claim couldn’t be processed until the vet records were received even though receipt of them had been confirmed. Reopening the claim took several more months, and medications related to his neutering were denied as “routine care” despite being shown on the list of medications my policy covered. Responses to emails were often vague and took a week to receive. Because of these issues, we’ve since canceled our policy and switched to a different provider. I would not recommend this insurance.

Insurer: Pets Best

By: Brenna

Useful
Verified April 08, 2026

This was so easy

Easy to use better coverage than other insurance companies.

Insurer: MetLife

By: Briele Stewart

Verified April 08, 2026

It took less than ten minutes to put a…

It took less than ten minutes to put a policy in place for my rabbit. Super easy.

Insurer: Nationwide

By: Chris K

April 08, 2026

MET LIFE PET INSURANCE IS A SCAM!!!

I would not recommend MetLife Pet Insurance to anyone. I have a 10-month-old cat who has been to the vet a handful of times and has never been diagnosed with any conditions. I recently started a new job and enrolled in MetLife’s pet insurance. I submitted a claim for a routine appointment, expecting it to go toward my deductible, but it was denied due to a “pre-existing condition.” What’s even more frustrating is that the insurance company essentially assigned my cat a diagnosis that no vet has ever given him—which is ridiculous. I reached out a week ago asking for an explanation and a reevaluation, and I still haven’t heard anything back. To make matters worse, I paid for the entire year upfront, so now I feel like I’ve completely wasted that money instead of putting it toward coverage that actually supports my cat’s health. Overall, this has been a very disappointing experience, and I would strongly caution others before choosing MetLife Pet Insurance. Met life- I would love a response from you guys!

Insurer: MetLife

By: Callie Hendry

Useful
April 08, 2026

Billyboots Dog

I had a great experience with Pets Best as far as a veterinary service I mostly used Trail Breakers veterinary services 2 times a year! They were the best and travel Alaska helping all kinds of animals and people due to high price of traveling in Alaska!

Insurer: Pets Best

Veterinarian: Waterways Veterinary Clinic

By: Nikki

Useful
April 08, 2026

Nive helpfully

Nive helpfully

Insurer: Pumpkin

By: Sandro Pasaribu

April 08, 2026

Disappointing

I remembered why I left them before. Terrible processing claim time and lack of explanation on why the claim was denied. It was complete BS and I just don't have the energy to dispute it and wait another 4-6 weeks to hear back. You spend all this money monthly just to not even get to use the service provided. Pathetic to be honest.

Insurer: Pets Best

Veterinarian: Heal Pet Care

By: Jeremy

Useful
Verified April 08, 2026

Claims are easy to submit online

Claims are easy to submit online, although the available options to select don't always fit the claim. I'm withholding one star since seven of the eight claims I submitted are still being processed.

Insurer: ASPCA

By: maisie

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