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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Amazing!

Wellness care is excellent. Great customer service!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Old English Bulldogge
  • AGE OF PET: Under a year

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10

out of 10

Our dog died and Embrace was there for us

My family just went through every dog lover's worst nightmare, and Embrace was there for us. Our beloved 22-month old Labrador, Siska, got sick out of the blue and within a few days had to be euthanized because of liver failure. We ultimately learned it was cancer (lymphoma); there were no prior warning signs. We were shocked and devastated. And the vet bills, triggered by our regular vet and emergency specialists frantically trying to save Siska from what at the time was an unknown cause, were astronomical. Embrace was there for us at every step, both in terms of sympathy and financial coverage. We received kind, thoughtful e-mails and handwritten cards in the mail from multiple Embrace personnel. The multiple claims were processed promptly, and checks for 80% of the total cost (thousands of dollars) minus the deductible, sent just as promptly. Embrace also immediately cancelled our future insurance coverage and reimbursed us the pro rata portion of the annual premium that we no longer needed. There were no hassles or delays. We received the coverage we were promised. And Embrace handled the entire situation with a sense of grace and responsibility that was all we could have asked for in our emotionally fragile state. My family, unfortunately, is living proof that unexpected health disasters can strike even young dogs. If you love your dog and want protection against the astronomical bills that will result if disaster strikes, don't roll the dice. Get pet insur
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion made it happen!

My buddy Tino tore a ligament in his knee,...the surgery would cost about $4000, money that i dont have. As much as the vet resisted accepting receiving payment directly from Trupanion through their Claims Express, the Trupanion reps made every effort to assure them they would receive payment and convinced the vet to take it and go ahead with the procedure! Thanks to Trupanion Tino is on the road to recovery!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Great Support for my dog!

We have had ASPCA pet insurance from the first day our puppy came home and it has been great. Each time we needed to have expensive and extensive care for her we would file our claim and within a couple of weeks our insurance had processed the claim and sent the reimbursement check - great service and support for our Bobbin!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Quick turn around, covered what they promised.

We adopted our dog Tucker four years ago and last April after a minor health scare (allergic reaction) we decided to take the plunge and purchase insurance for him and our other dog. Over the Christmas holidays Tucker started getting sick (vomiting) and after several panicked trips to the emergency vet an ultrasound reveled a foreign body that needed to be removed surgically. Healthy Paws covered exactly what the policy said they'd cover which was 90% of everything less the exam fees. It took under the ten business days they promised to get the check out once we'd submitted our claim, really appreciated that. Each time we called with questions they answered them succinctly and clearly and went the extra mile to help us track down Tucker's previous medical history (we'd adopted him while serving in the military and his records were spread over several states). A tip to other pet owners: when you contact your veterinarian's office for records ensure they end you the narrative treatment history not just the invoices, the treatment history is necessary for reimbursement. Healthy Pets followed up with us inquiring about Tucker's health which I thought was nice. Bottom line: they covered exactly what the policy claimed to cover and got us our reimbursement in less time then they promised so we'd definitely recommend them to other pet owners.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Thank Goodness for Healthy Paws!

I had to learn the hard way about having pet insurance but luckily I did. I have three cats insured with Healthy Paws and never had an issue, but of course I never had to file a claim. Then came TobySky. A beautiful husky that was left for dead. I was nursing him back to health in hopes of adopting him out. I knew I needed insurance but lets face it an old dog getting insurance??? I was skeptical but determined. I made sure Toby had all of his shots and got blood work, with a clean bill of health I applied to Healthy Paws and they accepted him with open arms. It wasn't a moment too soon because a few months later Toby developed dry eye syndrome and while on medication, his beautiful blue eye developed a deep ulcer (a complication that apparently can happen with dry eye). The day I found out I had to rush him to the emergency hospital and his eye was operated on. The bill was $2700. Without insurance he would have lost the eye as I would not have been able to afford the surgery. When I submitted the claim I was nervous, wondering if they would find some kind of loophole not to pay, but within 24hrs I received an email the claim was processing and another 24hrs later it was processed. Two days! Totally unheard of for insurance but that wasn't the end, a few days later they sent me an email just to check in on Toby. I am very fortunate to have found Healthy Paws. I am happy that all my pets are under them, the peace of mind is priceless. BTW we have decided to ke
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: 1 - 8

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10

out of 10

Fast, Efficient Service

My dog Gracie has had three surgeries. An episioplasty for continual vaginal infections, a ruptured liagment on her right knee and a ruptured ligament on her left knee. Each time Healthy Paws has processed, approved and paid her claims within 72 hours. Gracie was a rescue puppy and not knowing her background I decided to get insurance. It turned out to be a wise choice. If you are considering getting pet insurance look no further. This company has the best customer service I have ever experienced!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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7

out of 10

Embrace for my Malamute

I have had my pup since he was 9-10 weeks old. He is currently 10.5 months old going on 11 months soon. He had a case of puppy papilloma. Essentially puppy pimples that dogs usually get when they play with other dogs and is normal in a growing well socialized dog once in his early lifetime as he or she will build an immunity to it afterwards is what I have learned. My vet said it should go away on its own naturally or I could use meds to help it along, which I did. Took less than a month to receive money back. Embrace is good because they cover vet bill directly instead of comparing your vet's region for average going price for services you get. They also send me money back for wellness coverage really quick within a week. But the 2 times he has had illness claims they have taken long. the first time was November 7, 2013 and we didn't receive money back until December 8, 2013. So you will get the money just be prepared for a month later. Speed of refund is very important to me so I may look elsewhere in the near future while my dog is still young.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Alaskan Malamute
  • AGE OF PET: Under a year

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10

out of 10

Thank Goodness for Healthy Paws Insurance

Lilly my Boxer chewed and swallowed pieces of a blanket. It got stuck in her jejunum. Lilly became septic and actually died during the first surgery but they were able to bring her back. She did require another surgery, plasma, lot of blood work, lot of medication, and a week stay at the vets hospital. Lilly's bill was just over 4000.00. I could have never afford this without Healthy Paws Pet Insurance. They did not give me any hassle,they handled my claim in just a few days then they mailed me my check and sent e-mails to check on Lilly's recovery. Love you Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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9

out of 10

Could have been perfect.

The claim for treatment for cardiac disease was rejected and was received by letter which was extremely upsetting to me. I would suggest in future notify the owner by phone and provide some options sush as to appeal. Once the claim was accepted, the results were excellent. I certainly have had many claims over the 8 years and the payments have been timely and verbal communication has been excellent.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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