154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified June 09, 2021

5+++....Stars

A perfect experience!

Insurer: Trupanion

By:

Useful
Verified June 09, 2021

50/50 on if I would use Trupanion again

Claim experience was fine. I’m just still upset over a past claim on another pet. Not paying because they had previous bit wounds before insurance went into effect Other than that my experience has been good

Insurer: Trupanion

By:

Useful
Verified June 09, 2021

Always a good experience

Always a good experience

Insurer: Trupanion

By:

Useful
Verified June 09, 2021

Always a great experience-no exceptions!

NA

Insurer: Trupanion

By:

Useful
June 08, 2021

Effortless and transparent process

Healthy Paws did an incredible job with my claims for my puppy's recent treatment. Healthy Paws has an effortless process for claims. They respond quickly and send an email outlining the process they will take to resolve the claim. Their process is transparent with no hidden surprises. Once they make their determination, an email fully explaining the return arrives. Because I had a few claims related to my puppy's treatment, they even sent followup emails asking how my pup was doing. Once they announced the amount they were paying, it appeared the next day in my bank. I couldn't be happier with the entire process. I highly recommend Healthy Paws and I'm glad I chose the policy I did.

Insurer: Healthy Paws

By: David

Useful
June 08, 2021

Poor Service

Unfortunately, my horse has had a lot of medical issues this year. She's a rescue so I've just been trying to get her to a healthy baseline. Seeing that ASPCA cares about animal welfare, I thought they would be a good option. I got comprehensive coverage. I submit claims every time she needs care, and they almost never count towards my deductible or reimbursement. They always find a reason to decline coverage. It makes me think they don't care about animals afterall. The routine care supplemental policy is not worth it. Their annual limits are nowhere near what the care actually costs, so you get a fraction back. They take weeks to process you claims, and if their verdict is incorrect, expect to wait another few weeks to even hear back. Their wait times on the phone are exceptionally long 40+ minutes on hold just to talk to someone. They take weeks to reply to emails. I have been waiting weeks for an estimate for surgery before scheduling it and still have not received an answer. In response to your reply: I did give you a call at that number yesterday and was on hold for 2.5 hours. Once your office closed, you hung up the line, so I was not able to speak with anyone. I cannot commit to being on hold all day. I have sent emails so please feel free to help me there.

Insurer: ASPCA

By: Victoria Harms

June 08, 2021

I couldn't find my cat's policy

I couldn't find my cat's policy, and asked for help to find it. Although I gave my payment info, initial monies were not taken out. It was all straightened out thanks to my online chat person, Kelly.

Insurer: Trupanion

By: Valued Customer

June 08, 2021

amazing .

amazing . great customer service and very caring and considerate . I would give more stars if I could 😃

Insurer: Trupanion Canada

By: Scarface

June 08, 2021

Great customer service

So far, I’m happy with policy and customer service. Easy to submit a claim, helpful customer service and my claims are quickly processed!

Insurer: AKC

By: Glenda

Useful
Verified June 08, 2021

We got a new puppy a year ago

We got a new puppy a year ago. He is very athletic. We researched pet insurance (this was our first time). I have USAA insurance and they partner with Embrace. We selected the right coverage for us and have had great insurance for our dog, Finnigan. Finnigan has had three issues in the last year. The claims were turned around in 48 hours (2nd and 3rd). On line submission was seamless! We would recommend Embrace whole heartedly!

Insurer: Embrace

By: MBG

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