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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

EXCEEDED ALL EXPEXTATIONS!

We have had insurance on Windi for several years and never had the need to submit a claim. She suddenly became very sick with what turned out to be a severe kidney and auto immune problems. The hospitalization and Vet visits were very expensive. Embrace quickly paid for everything that was covered by my policy and even explained in detail how they paid each claim. (I only wish I had opted for the prescription coverage.) They have now reimbursed several thousand dollars and it looks like Windi is on the road to recovery. I highly recommend Embrace Pet Insurance.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: 1 - 8

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10

out of 10

Great

Trupanion worked quickly and covered everything that they said they would cover when I signed up. VERY worth the money!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Will Say Anything To Deny A Claim

I adopted my cat from a shelter a year ago. She was underweight and I wanted to make sure she was ok, so took her straight to the vet. The vet wanted to do bloodwork due to her weight, and kept her overnight. While there, after being taken from a shelter to a new cage, and fed different food, she vomited a bit of the new food. Bloodwork and a urinalysis ruled out the beginnings of kidney disease (this is noted on her records as ruled out), and she was deemed fine, just thin. I got insurance through Trupanion, after much research, right after I'd adopted her, but it didn't kick in for the 30 days, so didn't cover her original visit, which I knew. After she came home, she had a couple of instances of vomiting (she is, after all, a cat), once from eating what seemed to be a bad can of food, once from eating some hair and throwing it right back up, etc. As I was a new pet parent, worried about her, I called the clinic to ask about these things. The clinic noted that I'd called and for what in her file. This year, she was seen for constipation and blood and urinalysis determined she did have kidney disease. I put in claims for this visit and the special food she's now on. These claims were all denied because of... vomiting. She was not vomiting before the visit that ended up diagnosing her, and previously, kidney disease had been ruled out. When I was on the phone with the claims rep meant to explain this seeming discrepancy to me, she said that they'd denied the claim because it was a preexisting condition - despite the bloodwork and urinalysis ruling it out previously, because she had previously vomited, which can be a symptom of kidney disease. The woman said that if I could provide medical evidence that the kidney disease was not preexisting, they'd reconsider. I pointed out that it would seem blood and urine tests ruling out kidney disease were medical evidence. But, I was told, there was vomiting! I asked if vomiting was somehow the definitive marker for kidney disease, even when clinical testing ruled it out. Oh, that's not what she was saying, she assured me, but my cat had vomited even after I'd gotten insurance. Yes, so? "That shows the disease was progressing." The... disease that was clinically ruled out? The one she didn't have? It was progressing? Yes, I was told. I asked, if I had a fever, and was checked for Ebola, and the clinical test for it came back negative, and I was shown to have no Ebola virus in my bloo
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Calico
  • AGE OF PET: 1 - 8

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10

out of 10

Caring

My pet had to have surgery for a growth in his thigh. My claim was processed quickly and what a great company. They followed up with a personal inquiry asking how my pet was doing. Great Company Great Employees.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Insurance as it should be

When you are in the midst of an emergency situation, the last thing anyone wants to contend with is bureaucracy! Two days before vacation, my Labradoodle chewed a pack of sugarless gum at some point during the night, and I raced her to the emergency room for xylitol poisoning. The best news is that she was treated just in time. The second best news is that the claims process with Healthy Paws couldn't have been easier or more straightforward. They quickly acknowledged multiple claims, and promptly mailed me a check. It is comforting to know that in an emergency, potentially costly situation, Healthy Paws delivers as promised!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: 1 - 8

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10

out of 10

Well worth the price!

Great insurance. Claims handled promptly and payment received quickly. I was not sure about getting the insurance, but decided I'd try it for several months. Really glad I did. I stepped on my mini doxie who we had just adopted 2 weeks earlier and she ended up with a small fracture of the shoulder. Conservative treatment (crate rest) was recommended, but Trupanion would also have covered 90% of the surgery cost (surgery would have been $2,200), if it had been needed. As it was, they covered most of the emergency vet visit and her medication. Sally is doing very well and has healed completely! I'm keeping the insurance!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Dachshund
  • AGE OF PET: Under a year

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10

out of 10

Healthy paws, totally worth it!

It's funny everyone laughed at me when I told them I bought puppy insurance, wow I sure am glad I did! When my baby Josie sliced her leg open and have to have surgery, I knew I didn't have to worry about how much it would cost......I was able to focus all my energy on her recovery. This company was absolutely amazing, thoughtful, and quick sending my reimbursement, so easy and toatally worth it!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Cattle Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Great Coverage for Grady's broken foot

When Grady went outside and came back with a broken foot, we were very pleased we had purchased ASPCA Pet Insurance. After 10 weeks in multiple casts and a couple of $1000 dollars in vet bills, Grady's foot is healed. ASPCA promptly paid his bills. Thank you very much!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Terrific coverage for our furry family!

We had quite the scare recently but thanks to a great vet team and out peace of mind knowing that we had Healthy Paws to help offset some of the costs was a great help. He had acute pancreatitis which required significant testing and a new diet. Luckily he has responded well and is back to his old self (albeit a little skinnier). We recommend Healthy Paws to everyone we talk to - thank you again for helping us keep our little guy going strong!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

cruciate ligament injury

Our almost 10 mo old Leonberger, Lizzie, ruptured her cruciate ligament while she was playing out in our yard. She started limping and the next day an she wouldn't put any weight on it. I knew it was serious and was devastated for her and for us. She is a beautiful, sweet, potential show puppy whom I brought into our family not only to be a family member but to add some diversity to my line of Ch Cherrywood Leonbergers which I have been raising and showing since 1990.I have been very impressed with the professionalism, compassion and caring attitudes from the staff at Healthy Paws. My claim was settled quickly and the staff was so nice to work with, asking how Lizzie was doing and wishing her well. I will definitely be putting their information into the puppy packs that go home with my puppy buyers and highly recommend the company.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Leonberger
  • AGE OF PET: Under a year

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