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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Why didn't I get pet insurance sooner!!

I recently got 2 puppies and when I previously had dogs always meant to get insurance but thought why pay for something that I won't hardly use. I wish I'd had insurance for all my pets in the past. Right now especially since both dogs are puppies it seems like we're at the vet every 3 or 4 weeks. Embrace has been great about covering any receipts I send in. I've even had to increase the coverage for 1 of my puppies due to the amount of vet visits & the I was able to do it with no issues. Easy to work with and takes the stress out of vet visits, who could ask for more??
  • INSURER: Embrace
  • POSTED: 08/12/2016
  • BY: Natalie
  • BREED: Doberman
  • AGE OF PET: 0 - 3

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5

out of 5

Embrace-great service, fast!

I've used another carrier previously, VPI, but was extremely dissatisfied with the predetermined low rates, the denial of claims for repeat issues, slow payments and lack of customer service. I found myself arguing with someone in California just to obtain a partial payment of claims submitted when my little pug died. As if I wasn't already upset enough! I've used Embrace for two years now and am very pleased. They pay promptly, and cover everything they say at the rates the vet charges. You might pay a little more, but its worth it.
  • INSURER: Embrace
  • POSTED: 08/12/2016
  • BY: Norah
  • BREED: Greyhound
  • AGE OF PET: 7 - 10

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5

out of 5

Submitting Claim

The process was simple and efficient. With all the daily obligations to deal with, Embrace truly makes submitting a claim completely hassle free.
  • INSURER: Embrace
  • POSTED: 08/11/2016
  • BY: L.
  • BREED: Pomeranian
  • AGE OF PET: 7 - 10

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5

out of 5

Wonderful

Really love my coverage for Toby
  • INSURER: Embrace
  • POSTED: 08/11/2016
  • BY: Karen
  • BREED: Yorkshire Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

So grateful!

We have never carried pet insurance on previous pets. After thousands of dollars in veterinary expenses and losing our beloved dog to his illnesses, our vet encouraged us to obtain a policy with Trupanion when we adopted a new mixed breed puppy almost 4 years ago. Our new pup was generally healthy the first 3 years of his life, but acquired a Canine Papilloma virus this year. His case was unique and severe and required several surgeries and a new vaccine created by Georgetown University. Our veterinary office filed all of the claims on our behalf at each visit. All of the claims related to this painful and disfiguring condition were approved and paid directly to the veterinary office (thereby reducing my out-of-pocket expense). It's so much easier to pay the monthly premium, than face a veterinary bill for several thousand dollars (more than once!). Having this coverage has saved us money and allowed us to make these medical decisions easily for our four-legged family member. I can't say enough great things about Trupanion and encourage all of my friends to consider covering their furry friends.
  • INSURER: Trupanion
  • POSTED: 08/11/2016
  • BY: Jeff
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

So grateful!

We have never carried pet insurance on previous pets. After thousands of dollars in veterinary expenses and losing our beloved dog to his illnesses, our vet encouraged us to obtain a policy with Trupanion when we adopted a new mixed breed puppy almost 4 years ago. Our new pup was generally healthy the first 3 years of his life, but acquired a Canine Papilloma virus this year. His case was unique and severe and required several surgeries and a new vaccine created by Georgetown University. Our veterinary office filed all of the claims on our behalf at each visit. All of the claims related to this painful and disfiguring condition were approved and paid directly to the veterinary office (thereby reducing my out-of-pocket expense). It's so much easier to pay the monthly premium, than face a veterinary bill for several thousand dollars (more than once!). Having this coverage has saved us money and allowed us to make these medical decisions easily for our four-legged family member. I can't say enough great things about Trupanion and encourage all of my friends to consider covering their furry friends.
  • INSURER: Trupanion Canada
  • POSTED: 08/11/2016
  • BY: Jeff
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

An insurance company with a heart

I can't say enough about my experience with Embrace. The customer service is stellar and everyone there seems to truly care about the people and pets they serve. Unfortunately, this year my little guy, Bodhi, has had his fair share of vet visits. Most recently, he had an unpleasant reaction to a vaccine. My claims adjuster, Amanda, was absolutely incredible. She kept me abreast of everything that was happening and went above and beyond to ensure my claim-filing experience was as hassle-free as possible. When some clarification was needed regarding the vet's diagnosis to fully process my claim, she contacted him personally to ensure she had all the details she needed to keep things moving forward. Embrace is one of the best investments I've ever made.
  • INSURER: Embrace
  • POSTED: 08/11/2016
  • BY: R.
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Best Pet Insurance

Embrace is amazing! I highly reccomend Embrace to all animal lovers! The insurance is great! It has covered everything I have expected it to cover and more. Embrace staff are kind and always available when I've had questions. They reimburse in a timely fashion and they show true compassion for animals! I am so happy I chose Embrace!
  • INSURER: Embrace
  • POSTED: 08/11/2016
  • BY: Carly
  • BREED: Golden Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Embrace saved my dog

My wonderful dog has been insured with Embrace since we got him. After 6 years, he had his first illness/accident claim and it was a big one. Embrace was with me every step of the way from my first phone call to getting the claim paid. They offered to help the vets file the claims and they even checked on me and my dog a week later. Without this policy, I'm not sure I could have spent the money to save my dog.
  • INSURER: Embrace
  • POSTED: 08/11/2016
  • BY: Jamie
  • BREED: Miniature Schnauzer
  • AGE OF PET: 7 - 10

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5

out of 5

Superb

Having had sick dogs and high vet bills in the past, I bought insurance for this dog on the theory that carrying an umbrella keeps away the rain. Alas, this dog too has had to deal with a series of illnesses, including allergies and infections. Embrace has covered claims promptly and cheerfully every time without question. I would highly recommend this company to anyone.
  • INSURER: Embrace
  • POSTED: 08/11/2016
  • BY: Judith
  • BREED: Mastiff
  • AGE OF PET: 7 - 10

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