154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,840 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

June 28, 2021

Awesome insurance company

I've had my policy for 3 years, and I'm very satisfied with Pets Best. I've also recommended them to some of my friends, and they have signed up too and had a very good customer experience.

Insurer: Pets Best

By: Sebastian

Useful
June 28, 2021

Best Pet Insurance we have ever had!

Best Insurance EVER!

Insurer: Embrace

By: Mark

Useful
Verified June 28, 2021

First Time Pet Insurance Owner

I really liked how easy it was to set up insurance for my new horse, Lluvia. I am a new owner and new to the pet insurance business. I gave 4 stars because I would also liked to have gotten Mortality Insurance as well, but it doesn't appear that ASPCA Pet Health Insurance offers that option. I lost a horse many years ago due to another horse kicking her and I would like that added protection. Thank you.

Insurer: ASPCA

By: Loretta Hannah

June 28, 2021

Excellent Coverage

Veterinarian services are extremely expensive these days, and having pet insurance means you’re prepared when your pet has an unforeseen illness or accident that can cost thousands. My sweet dog, at age 5, developed a cataract right over his pupil, impairing his vision. Because I had such great insurance, I was able to have the cataract removed and a new lens put in, restoring his vision. Believe me, the services of a highly trained veterinarian ophthalmologist are very expensive, but Healthy paws didn’t hesitate to cover the costs per my plan. Not only did they cover the costs, my claim was processed in less than two days and the covered amount was direct deposited into my account in 4 days. Plus, if you have the need to call with a question, you’ll be helped by a very caring, animal loving individual.

Insurer: Healthy Paws

By: Allison

Useful
June 28, 2021

Reliable

Bella had several vet visits and surgery this year, and Healthy Paws was reliable and dependable…would definitely use Healthy Paws with future children (puppies).

Insurer: Healthy Paws

By: Brad and Chelsea

Useful
Verified June 28, 2021

Amazing Customer Service.

I never had to worry about paying my bills for pet care. I could focus totally on my pet and his needs for recovery. The claims process only took a couple of days. They covered everything the policy states. No surprises. The customer service was the best I have ever experienced. I will be recommending Trupanion to all my friends with furry family members.

Insurer: Trupanion

By: Ali

Useful
June 28, 2021

Story of Spice

Story of my Spicy Cat, I have had Spot Pet Insurance for my 4 cats for over 6 months. Recently, my 12 year old male cat had a Urinary Tract Blockage which turned into an emergency and ended us up at the Hospital. It was suggested that he have an operation so that he would not become blocked with stones again. At a cost of over $5,000 you can imagine I was hesitant, but considering this surgery would prevent this happening in the future and prevent a possible premature death sentence by not making it to the hospital in time the next time, I agreed to the surgery. I was hoping this would be covered by Spot pet insurance and so Medvet in Worthington OH helped me get an extension on my Care Credit card so that all the cost would be covered. Sigh of relief. For now, everything was going to be ok and my best friend and companion, Spicy cat was getting the surgery he needed. A couple days after the surgery I filed the claim which was fast and easy. Within around 2 weeks I received nearly $5,000 deposited in my bank account. That was exactly the cost of the entire treatment, minus the deductible and I was reimbursed the rate of 90% . Wow, Spot pet insurance saved my cat's life and saved me from literally going through what little bit of money I have worked so hard to save for the past two years. When I signed up for Spot pet insurance I took all of my cats to their initial appointment to make sure there were no health problems and this is something I could not have planned for. This is the perfect scenario of why all pet caregivers should find a place in their budget for the minimal amount that it cost to cover your animals. It can save your wallet and your heart from breaking later. If you are doing the right thing and using the insurance as a back up and not purchasing it because your trying to "get over" on the company when an animal already has something wrong, then you will be pleased with SPOT pet insurance. The peace of mind is well worth the cost. Spot Pet Insurance is now officially Spice approved. Just look at that smile!-Jen

Insurer: Spot

By: Jennifer

Useful
June 28, 2021

Story of Spice

Story of my Spicy Cat, I have had Spot Pet Insurance for my 4 cats for over 6 months. Recently, my 12 year old male cat had a Urinary Tract Blockage which turned into an emergency and ended us up at the Hospital. It was suggested that he have an operation so that he would not become blocked with stones again. At a cost of over $5,000 you can imagine I was hesitant, but considering this surgery would prevent this happening in the future and prevent a possible premature death sentence by not making it to the hospital in time the next time, I agreed to the surgery. I was hoping this would be covered by Spot pet insurance and so Medvet in Worthington OH helped me get an extension on my Care Credit card so that all the cost would be covered. Sigh of relief. For now, everything was going to be ok and my best friend and companion, Spicy cat was getting the surgery he needed. A couple days after the surgery I filed the claim which was fast and easy. Within around 2 weeks I received nearly $5,000 deposited in my bank account. That was exactly the cost of the entire treatment, minus the deductible and I was reimbursed the rate of 90% . Wow, Spot pet insurance saved my cat's life and saved me from literally going through what little bit of money I have worked so hard to save for the past two years. When I signed up for Spot pet insurance I took all of my cats to their initial appointment to make sure there were no health problems and this is something I could not have planned for. This is the perfect scenario of why all pet caregivers should find a place in their budget for the minimal amount that it cost to cover your animals. It can save your wallet and your heart from breaking later. If you are doing the right thing and using the insurance as a back up and not purchasing it because your trying to "get over" on the company when an animal already has something wrong, then you will be pleased with SPOT pet insurance. The peace of mind is well worth the cost. Spot Pet Insurance is now officially Spice approved. Just look at that smile!-Jen

Insurer: Spot Canada

By: Jennifer

Useful
June 28, 2021

Pets Best took care of my dog surgery…

Pets Best took care of my dog surgery expenses claim and covered most of my expenses. Received payment in fair amount of time.

Insurer: Pets Best

By: Jose

June 28, 2021

Story of my Spicy Cat

Story of my Spicy Cat, I have had Spot Pet Insurance for my 4 cats for over 6 months. Recently, my 12 year old male cat had a Urinary Tract Blockage which turned into an emergency and ended us up at the Hospital. It was suggested that he have an operation so that he would not become blocked with stones again. At a cost of over $5,000 you can imagine I was hesitant, but considering this surgery would prevent this happening in the future and prevent a possible premature death sentence by not making it to the hospital in time the next time, I agreed to the surgery. I was hoping this would be covered by Spot pet insurance and so Medvet in Worthington OH helped me get an extension on my Care Credit card so that all the cost would be covered. Sigh of relief. For now, everything was going to be ok and my best friend and companion, Spicy cat was getting the surgery he needed. A couple days after the surgery I filed the claim which was fast and easy. Within around 2 weeks I received nearly $5,000 deposited in my bank account. That was exactly the cost of the entire treatment, minus the deductible and I was reimbursed the rate of 90% . Wow, Spot pet insurance saved my cat's life and saved me from literally going through what little bit of money I have worked so hard to save for the past two years. When I signed up for Spot pet insurance I took all of my cats to their initial appointment to make sure there were no health problems and this is something I could not have planned for. This is the perfect scenario of why all pet caregivers should find a place in their budget for the minimal amount that it cost to cover your animals. It can save your wallet and your heart from breaking later. If you are doing the right thing and using the insurance as a back up and not purchasing it because your trying to "get over" on the company when an animal already has something wrong, then you will be pleased with SPOT pet insurance. The peace of mind is well worth the cost. Spot Pet Insurance is now officially Spice approved!-Jen

Insurer: Spot

By: Jennifer Young

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