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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Covered surgery

My dog needed expensive spinal surgery. Of course we said yes and hoped that insurance would cover the procedure. A few days later Trupanion said they would cover 90% after out deductible. As we help our dog to heal we are relieved that we also don't have to worry about his expensive care!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Overall pleased with Embrace.

I have found that my claims are reviewed in a decent amount of time after submitting via e-mail. It is also great to have payments directly deposited into my checking account.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: 1 - 8

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10

out of 10

Great, fast service

I am very pleased with Embrace insurance. Completing the claim is very painless (on the part of Embrace, that is) and a representative gets right to work on it by the next business day.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome!

My 6-month old Pomeranian puppy, Cruiser, developed a severe underbite and "wry"mouth, where his lower jaw was actually moving to the side, which interfered with his ability to chew.. He would bite me very hard, no matter what I did to break him of the habit. My hands and arms were continually covered with bruises and scabs from where he bit me. My vet consulted with a veterinary dental specialist in Canada, and the specialist recommended removing all of Cruiser's front teeth on either the top or bottom of his mouth, plus some retained baby teeth that had not dropped out of their own accord. After discussing with my vet, we decided it would be best to remove the front teeth from the upper jaw, so Cruiser's tongue would stay in his mouth. Since Cruiser was going to be under anesthesia for the procedure, I elected to have him neutered and microchipped at the same time. The entire bill came to just over $1,000. I submitted the bill to Trupanion. I knew from reading the policy that the neuter and microchipping would not be paid, and the claim would be subject to a deductible of $250 and 90% coinsurance. I purchased this insurance to pay for catastrophic illnesses for my dogs rather than the procedures that would be done on a routine basis. I was notified by Trupanion three days later that the claim would be paid subject to the terms of the policy. I was amazed at how quickly Trupanion responded! After taking out the deductible and the ineligible items (the neuter and microchipping), Trupanion cut me a check for $414.38. I am extremely happy as to how this claim was handled, and I'm so glad I bought this insurance for my dogs. Although I certainly could have paid the bill out-of-pocket, it was very nice to have a portion of the bill paid by Trupanion. It's nice to know for the future, Trupanion will be there to help with my veterinary costs. I don't want to have a medical decision for any of my dogs to come down to finances. It's great to know that I won't have to make a decision strictly on that basis. I am now brushing Cruiser's teeth every day, and an added benefit to having the work done is that his biting has stopped. The vet and I figured that his mouth was hurting so bad that his reaction was to bite to help relieve the pain. I highly recommend Trupanion!
  • INSURER: Trupanion US
  • POSTED: 08/21/2021
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: Under a year

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10

out of 10

Trupanion is Excellent

We had surgery that was very expensive for our dog George. As George is like a family member to us, we were going to pay for this even if it meant a home vacation instead of going to the beach. The Trupanion claims were submitted and processed without any issues. They sent the 90% check prior to the credit card bill being due. We are so lucky that we purchased Trupanion and would recommend them to anyone who owns a pet that they love.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Old English Bulldogge
  • AGE OF PET: 1 - 8

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10

out of 10

Great pet insurance company !

Unfortunately our dog Jersey is having many health issues. We are at the vet all the time.Glad we have Trupanion to help with the bills.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Airedale Terrier
  • AGE OF PET: 1 - 8

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4

out of 10

No fine print on site

I would appreciate if Petfirst would put my pet's plans fine print on the website so I can open it and read the FULL details of my pet's coverage. While Petfirst's website states it is showing you the fine print it is not.SHOW US THE FINE PRINT PLEASE.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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9

out of 10

Oncology West Vet

Hi, My pet is a cancer survivor thanks to Trupanion and West Veternarian. He had a miraculous surgery (Dr. Szentimrey), chemothrapy and is now on oral drugs. The staff at West Vet are fantastic in the oncology unit (Dr. G. Maudlin) and the techs (Jenn and others). And Trupanion have been absolutely true to their word. No limit on claims, deductible once, 90% (except taxes and consultations). They've proceesed claims with West Veternarin on the same day and provided us with clarification and information right away.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

Quick and efficient

My vet filled out the claim and faxed it. I received a email from Trumpanion the following day with a breakdown of the claim. Received the check 2 days later.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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10

out of 10

10/10 Outstanding

Our 6 1/2 year old mixed breed Abbey, fractured her left rear leg and dislocated her toes chasing after a squirrel. She now has a metal plate and a half dozen small screws in the foot area. When one signs up for the program one hopes that the insurance and service is as advertised. It was that and more with Trupanion. All claims have been paid promptly making the financial burden a little less worrisome. Abbey is on the road to recovery but not quite there yet. I am confident that Trupanion will be there should she need more help.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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