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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

It seemed to good to be true: It's not.

I can't believe how easy it was! I was expecting to fill out a tear-inducing form with pages of poorly-formatted and seemingly meaningless questions, but I didn't have to do any paperwork! There was a box to check and I gave it to the vet!! And I just got a message saying the coverage is on its way!!! I'm so happy. Sincerely love this company.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Staffordshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent

Our dog, Dooley has been insured by Embrace for 8 years now and fortunately we have not needed to use it very often but this year he had some problems that required considerable veterinary assistance. Our vet faxed the bills to Embrace and in all cases they were handled almost immediately and we were advised every step of the way. Embrace takes the worry out of health care for our dog.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent

They have been great about coverage and accepted my dog who was around 7 at the time. This time was an emergency vet visit when she hurt her paw. The only problem was I had a lump removed during my trial period which turned out to be a mast cell tumor so no cancer items are covered. Learn from my mistake and get the insurance before you need it! They more than made up for it by covering my dogs acl surgery! Great company!!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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9

out of 10

Life saver

I've had very good experiences with Healthy Paws. I've had two 'catastrophic' events with my pet, and Healthy Paws helped make both situations much less stressful. They were very responsive, and the front end stuff (paperwork, etc.) was minimal. One caveat: My pet came to me from the shelter with different insurance. I'm not sure I would have changed away from that insurance if I knew that the viral respiratory condition he was diagnosed with while under the initial insurance would then be considered a preexisting condition by Healthy Paws. My pet gets a lot of colds that are not covered because it turns out the preexisting viral infection makes him more prone to them (I did not know this at the time I switched insurance companies). But aside from this one difficulty, I've had a flawless experience with Healthy Paws. Especially with my latest claim, that involved very expensive emergency surgery - for which I was absolutely not financially prepared. In a nutshell: Friendly. Easy. Quick.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Rapid claim processing

As a policy holder for about 5 years now, fortunately we have healthy dogs and only a few claims. However, those few claims we have filed have been processed very quickly and the check received within 2 weeks. Trupanion settles claim much quicker and fairly than my human health insurance provider!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: 1 - 8

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10

out of 10

Very Grateful

I have had dogs my entire life and for a long time we had our pets covered under a different provider and was never satisfied with the service and massive premium increases without any claims. When we welcomed two PWD pups into the family I signed them up with Healthy Paws and shortly their after signed up my now 10 year old Catahoula. I never planned on filing a claim but after our 7mo Portie became obstructed and had to undergo emergency surgery I started the process, which I was frankly dreading. What I experienced though was nothing but quick, friendly and prompt service and closure on the claim. Within 10 days I received the check and on top of that, a week later a personal email from Tim and Healthy Paws checking in on Levi. That level of service not something you find everyday and I look forward to having our fur kids insured with Healthy Paws for life.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Portuguese Water Dog
  • AGE OF PET: Under a year

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10

out of 10

Excellent Service Both Times!

Both times I have used the Wellness benefit the customer service has been awesome. The claims were processed immediately with no problems for MacTavish's neuter last year and Ruffles' spay 2 weeks ago. And when I called to add Ruffles in the spring, the staff could not have been nicer or more helpful! I highly recommend Embrace and it gives us peace of mine just in case!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Coton De Tulear
  • AGE OF PET: Under a year

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1

out of 10

complete crap!

I was offered the 30 day free insurance after I adopted my cat. I took her to the vet after the day the policy went into affect and was denied the claim. they stated that she could not be covered for something that began before the policy started! really??? What is the point of having coverage then? I will not continue with this insurance at all and would not recommend Pet First to anyone!
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Under a year

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10

out of 10

Great customer service and timely too!

Every interaction with Trupanion has been wonderful, and because of my accident prone pup, I have had several opportunities to see Trupanion in action! The customer service is remarkable; people are informed, patient, and kind. The claims are processed within a week. And as frosting on the cake, my premium was actually decreased at one point! I highly recommend Trupanion
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Making the best decisions for my dog easy!

I am hugely grateful for Healthy Paws. Fenway, my almost 2 year old dog means the world to me, and he's super active. Active enough that he broke his tooth! If I hadn't had insurance, I would have been forced to have the tooth pulled. Instead, I was able to go for the costlier, but way better procedure to have him get a root canal. Now my 2 year old dog can keep that tooth for hopefully the rest of his life, and I could afford to make the best health care decision for him. Even more, I wasn't worried about cost or money, I was able to focus on the surgery and my dog instead of financial things. Then, after his surgery, I got an email from them checking in on him! So amazing!Not to mention they had my claim processed by the morning after I had submitted it, even with a hefty bill. So thankful!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Cattle Dog
  • AGE OF PET: 1 - 8

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