216,818+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,818 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,818 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,785 reviews

4.9
Healthy Paws

11,071 reviews

4.9
Fetch

5,400 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,940 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

November 30, 2025

Good Plans, Poor Claims Processing

While the plans and coverage are more straight-forward than some, the claims process is very challenging. The same items will be covered in some cases, but not in others. Multiple items in the same claim will sometimes be processed, other times missed altogether. If items are missed, then an appeal is required, which takes more time and up to 30 days to complete. All of these claims issues significantly degrade the overall experience.

Insurer: Pets Best

By: Chris Middleton

Verified November 30, 2025

Submitting claims were easy online

Submitting claims were easy online; reimbursement was quick; itemized items not covered were clearly marked and explained.

Insurer: Spot

By: Stephanie Mckiernan

Verified November 30, 2025

Easy to upload records and get refund

Easy to upload records and get refund

Insurer: Pumpkin

By: Heather

Verified November 30, 2025

The new claim process is very user…

The new claim process is very user friendly, my claim was reviewed quickly and reimbursement was received just a few days after submission.

Insurer: MetLife

By: HeatherB

Verified November 30, 2025

The claim was submitted and paid in a…

The claim was submitted and paid in a timely manner.

Insurer: MetLife

By: customer

Verified November 30, 2025

User Friendly

Very user friendly online process for anyone with a smartphone and a camera. Very clear instructions on claims. Very prompt responses.

Insurer: Spot

By: Robert Moran

Verified November 30, 2025

Quick and easy service

Quick and easy service

Insurer: MetLife

By: customer

Verified November 30, 2025

Reliable

Reliable . First pet insurance I’ve had and it’s worked well when I needed it . No complaints .

Insurer: MetLife

By: customer

Verified November 30, 2025

Very easy to submit claims

Very easy to submit claims. Rapid response time.

Insurer: MetLife

By: Andrea A.

Verified November 30, 2025

Great pet insurance

Pet insurance. Great coverage. Just wish the turnaround was a little faster than it is.

Insurer: MetLife

By: customer

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