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When I purchased my Boston Terrier, Elliott, I was told that he came with a 30 day free trial of Trupanion, a pet insurance company. Naturally, I laughed. Who has pet insurance? I have had dogs before and surely never needed this type of service. There is a simple form to fill out, and I filed it away with all the other paperwork received. I took my puppy in for his first round of shots, and the vet said he was a happy healthy puppy. Great! At the end of the visit, the business manager at the vet came in and asked why I haven't enrolled Elliott with the 30 day free trial of pet insurance. I said, "You've seen his report. He's healthy. There's no reason." The business manager said, it's free. Just do it. It takes two minutes. I had reservations. I was afraid of an automatic enrollment after the 30 day free trial, etc, but I enrolled Elliott anyway. It was easy; fill out this paperwork, and the vet did the rest. After a few weeks, I came back for his second round of shots, and again, I received another healthy progress report. I remarked to the vet, "Good thing I have pet insurance" and went about my day. A week later Elliott and I were playing, and he vomited. Puppies throw up, but something in my head said, this isn't right. He was lethargic. He lost his spunk. I took him into the vet, and they said something was wrong. They couldn't pin point what was exactly wrong, but they gave him a fluid bump, sent him home, and said call us if he vomits a

When I purchased my Boston Terrier, Elliott, I was told that he came with a 30 day free trial of Trupanion, a pet insurance company. Naturally, I laughed. Who has pet insurance? I have had dogs before and surely never needed this type of service. There is a simple form to fill out, and I filed it away with all the other paperwork received. I took my puppy in for his first round of shots, and the vet said he was a happy healthy puppy. Great! At the end of the visit, the business manager at the vet came in and asked why I haven't enrolled Elliott with the 30 day free trial of pet insurance. I said, "You've seen his report. He's healthy. There's no reason." The business manager said, it's free. Just do it. It takes two minutes. I had reservations. I was afraid of an automatic enrollment after the 30 day free trial, etc, but I enrolled Elliott anyway. It was easy; fill out this paperwork, and the vet did the rest. After a few weeks, I came back for his second round of shots, and again, I received another healthy progress report. I remarked to the vet, "Good thing I have pet insurance" and went about my day. A week later Elliott and I were playing, and he vomited. Puppies throw up, but something in my head said, this isn't right. He was lethargic. He lost his spunk. I took him into the vet, and they said something was wrong. They couldn't pin point what was exactly wrong, but they gave him a fluid bump, sent him home, and said call us if he vomits a

Trupanion has given quick, efficient and caring customer service. Their reimbursement arrived much more quickly than I anticipated. They return calls and emails almost immediately. I have been very satisfied with this company. They are always easy to work with and helpful.

Trupanion has given quick, efficient and caring customer service. Their reimbursement arrived much more quickly than I anticipated. They return calls and emails almost immediately. I have been very satisfied with this company. They are always easy to work with and helpful.

I like that Trupanion has a once per type of illness deductible. My kitten has had a few bladder infections. My vet and trupanion are working with me to get her the best care.

I like that Trupanion has a once per type of illness deductible. My kitten has had a few bladder infections. My vet and trupanion are working with me to get her the best care.

Last summer our dog Penny's face swelled terribly, and her breathing became labored from a possible bee sting. A trip to an ER Vet fixed her up, and Embrace quickly applied the bill to her deductible.Late in the year Penny could not keep her food down for several days. Her vet was able to resolve the issue after a two day stay. About this same time Penny began having bladder issues. This was resolved as well. Embrace came through and quickly sent a check covering the bilss upon submission of our claims. We are very impressed with Embrace and the personalized service we received.

When we got our first dog my dog owner friends all told me to get her insured right away. I've only had cats and never even heard of getting insurance for them. But I took my friend's advice, shopped around and chose Embrace. I liked what I read and I also liked that they were a local (Midwestern) company. So far so good. It took me a while to understand what the "wellness" portion covered and what the "insurance" portion covered, now that I've got that figured out, it's all good. We use the Wellness portion more... for routine exams, shots, flea & heartworm meds and even nail trimming, we have a tooth cleaning coming up soon and it will pay for that too...anything that is considered prevention. And you get reimbursed in full. We've only had to use the insurance part a couple of times for an illness and an injury, and that's not as good because it usually just goes to your deductible. When it will pay off is when we (heaven forbid) have a major expense with our doggie. Hope we never have to find out,but it's good to have just in case. Sometimes it takes a little long to get the claim through, other times it's really fast. Guess it just depends on their volume. Laura is good and always checks in to make sure we received our check. If you are considering Embrace Insurance, I'd say go for it!

I would recommend embrace pet insurance. They covered our dog's gastro work up, including needed bloodwork. They also covered the removal of a wart our pet was picking at & making bleed. They covered accompanying prescriptions as well. Customer service is friendly & they quickly respond to questions. Their review of claims are completed in a reasonable amount of time & they contact the vet if more info is needed. I like that because it saves me time.

Routine blood work revealed raised liver enzyme. No symptoms so an exray was done which showed liver OK but enflamed bowel was detected. Our dog was completely unsymptomatic , however, a number of medications were prescribed which we purchased and administered. The liver enzyme is greatly improved and no intestinal problems now. Our claim was handled promptly.