154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,145 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 25, 2021

Always an easy process!

Always an easy process!

Insurer: Trupanion Canada

By:

Useful
December 25, 2021

Friendly, personal online agent with quick payment!

I was so surprised at the high level of personal service. Within an hour my claim was reviewed, processed and paid into my bank account!

Insurer: Lemonade

By: Linda

Useful
December 25, 2021

They triple your rates after you join.

I’m just waiting for the class action. I want to be the first to join. So by all means, buy their insurance if you want to get in on that class, too. Every year they’re going to raise your rates, by 20 to 40%. I started off insuring both of my dogs for under $100. Now it’s $160 for one dog; I had to drop the other due to cost. They say they won’t raise your rates, and when you inquire about each annual rise, they will say that veterinary costs have risen in your area. They are saying veterinary costs have tripled in a few years. Do you believe that? I don’t.

Insurer: Healthy Paws

By: Jay

Verified December 24, 2021

New enrollment easy process

New enrollment easy process, nice choices of coverage

Insurer: Spot

By: John Leviness

Verified December 24, 2021

Embrace this Insurance!!

Excellent app for claims. Speedy pay out fir claims! I wish all insurance worked this way!!!

Insurer: Embrace

By: Donna Grimmer

December 24, 2021

Don't bother getting pet insurance if you have ever taken your dog to the vet for an injury or illness.

If your're going to get pet insurance get it before you see a vet for any problems. Otherwise you will be denied payment for any claim that can be associated with anything that occured before your pet was insured. They like to claim it was a preexisting condition even if you paid to have the condition corrected. In most cases you're probably better off setting aside the monthly premium and the deductible in an account to pay cash for vet visits as needed.

Insurer: Pets Best

By: Mark

Useful
Verified December 24, 2021

Best pet insurance ever

Best pet insurance ever. The people are so understanding and helpful - and even sent a follow up email to see how my dog was doing. The emergency vet cost a small fortune but Healthy paws was right there with a large reimbursement within 1-2 days, which really helped me get through the emergency knowing that I didn't have to worry about money. It's sure easy to submit a claim and they are really responsive. I'm so thankful to have them because you never know when something can happen with a pet. Thank you, Healthy Paws!

Insurer: Healthy Paws

By: PF

December 24, 2021

Best Pet Insurance Ever

Healthy Paws is the best. My dog got violently ill very suddenly and the emergency vet cost a fortune - but Healthy Paws came through with a large reimbursement within 1-2 days. The people there are very friendly, helpful, and knowledgeable. They even sent a follow up email asking how my dog was and sending a big hug to her. Healthy Paws is fantastic and SO worth it because you never know when something can happen - and having them there really reduced my stress level.

Insurer: Healthy Paws

By: Paula

Useful
Verified December 24, 2021

I have never had a problem with Trupanion coverage/they are amazing

Trupanion is amazing. They processed my last claim on the same day I faxed it! They never argue about any claim or even delay the claim. If only health insurance worked like this. Do not hesitate to purchase Trupanion insurance! When you call they actually ask how your pet is doing -they really care.

Insurer: Trupanion

By: Claire

Useful
Verified December 24, 2021

Looks good so far

Looks good so far

Insurer: Prudent Pet

By: Zeb LeVasseur

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