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I am the proud owner of an adorable, yet mischievous pug. Toby finds trouble and trouble finds Toby. Needless to say, we are regulars at our vets- from GI issues, asthma, arthritis, ear infections, allergies, eating something that I never saw him grab, or that darned bumble bee. ASPCA Pet Health has always been there for me through all his ailments (and his well visits). They even call me a few days later to check up on him. They have always paid out on his claims within a week which has been great. I have also called them with questions regarding his healthcare and they have been greater finding answers. I love them!

I have six dogs, and each is covered by Trupanion. My most recent claim was for a torn ACL on my 11 year old. Altogether it was totaled over $3,000.00. Trupanion processed my claim and paid it in an extremely fast manner - wish other businesses and/or insurance companies were as great! I would recommend Trupanion to all pet owners - it takes a lot of the worry away when your fur baby is sick or hurt.

I never had problems with submitting my claims and receiving reimbursement is always a plus.

Trupanion really cares about the wellbeing of your pet! They are super friendly and process claims so quickly. They really make it easy to make sure your pet receives the care they need!

Wally, went to vet with a injury. I submitted insurance claim. ASPCA emailed me in a couple days indicating they were processing my claim. The even called checking on Wally. Had my claim check in under 2 weeks. Very good and helpful.

I have been with Embrace for four years now, and I am finding for one excuse or another they will not honor my claims for either of my dogs. 1. When I got the insurance for both dogs, I got the sense from reviews that Embrace was one of the best. It is standard procedure for any insurance company to look at the vet's records at the time the policy is first started to see if there are any preexisting conditions, as well as to have a month waiting period before you can file claims. My min pin Duke was initially declared to Embrace to only have an orthopedic condition. During my month wait, I had to take Duke once for a skin infection and again later in the month for an ear infection. I paid for both. During that waiting period, Embrace called my vet for the records for that month, saw my two visits and reasons, and then claimed both of those infections for Duke as preexisting conditions (I didn't even know until today that they would not cover ear infections). The company said if I made no skin infection claims for a year that skin infections would be taken off the policy as a preexisting condition. I paid the vet bill for a year the times he had skin infections to eliminate the restriction. What I didn't know was that Embrace calls into vet centers regularly to get updates on even the unclaimed services the vet provides. So to this day, I am not covered with Duke for two conditions he needs sometimes. 2. My other dog Joshua, a boxer, just passed away in July from cancer. His bill was very high at the vet, so I called Embrace shortly after he passed to make sure I could still get coverage so I could "roll" the money I get back from Embrace to help pay his entire bill. I just found out in call I placed a half-hour ago that Embrace only covers claims for two months after a dog or cat dies. Why wasn't I told this in July? Consequently, I am stuck with a still high medical bill for Joshua. All because of the need to be cost-effective, after thousands of dollars spent for four years on the two dogs, my Embrace policies are little good to me now. I have cancelled Duke's policy. Perhaps all of this is in the fine writing in the insurance policy, but many Embrace clients suffer like me from poor communication from the company. When shopping for pet insurance, please keep my problems in mind.

Absolutely awesome knowing Jayda is covered. She is part of our family

Our puppy had recurring issues with food sensitivities that required a lengthy and costly diagnosis process. Our PetPartners policy was a major financial support and helped us through the situation. You may think that it's pricey to maintain the policy, but if your dog ends up with a random issue like ours did, you will be grateful and glad that you enrolled in PetPartners.

My 3-year-old Papillon came down with an acute case of protein-losing enteropathy, although his symptoms were so complicated it took over a week for the vets to arrive at that diagnosis. During that single week, we visited our normal vet, an emergency vet, and an internist for a total of 6 visits. Each visit required extensive diagnostics procedures and testing to rule out potential diagnoses, and the bills quickly added up to thousands and thousands of dollars. The anxiety over how to pay for those bills was overwhelming since I'm currently the sole income earner in my household. Thank goodness for Embrace! With my plan, I have been reimbursed for 90% of those bills, excluding the deductible. Customer service has been great. Very very grateful that my dogs have been on this insurance since they were 6-months old because emergencies happen!

Trupanion is a literal lifesaver. Claims were so easy. Believe me you won’t want to be focused on organizing claims during this difficult time. Trupanion takes all of the stress away. They paid all qualified claims quickly. We could not have given our beloved family member every opportunity at a prolonged life without Trupanion. What an incredible and irreplaceable partner to have during this impossibly difficult time.