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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

excellent coverage

On April 14 2010 my 10 year old daughter and her friend were walking our 9 1/2 month old papillon/pomeranian when our dog was attacked by 2 rotweillers. Our little dog had its intestines hanging out, she was bleeding and whimpering in pain. At the vet it was discovered that 6 of her ribs were fractured, her diaphram was torn, and her lungs and pancreas were punctured. She needed emergency surgery to repair her chest and abdominal injuries. The following day she needed another operation on her abdomen. Following this she needed IV antibitics to prevent infection, pain medication and was hospitalized for many days. She had a setback when she started vommitting. We didn't know if she would make it due to her extensive injuries. My daughter was traumatized by the attack and was so scared her dog was going to die. However, she pulled through and survived. Her vet bills totalled $10,573.17. Thank goodness I had pet insurance. My claim was approved within a few weeks and I have been reinbursed at 90% minus the exclusion for vet exams and rechecks. I would highly recommend Trupanion.

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5

out of 5

excellent coverage

On April 14 2010 my 10 year old daughter and her friend were walking our 9 1/2 month old papillon/pomeranian when our dog was attacked by 2 rotweillers. Our little dog had its intestines hanging out, she was bleeding and whimpering in pain. At the vet it was discovered that 6 of her ribs were fractured, her diaphram was torn, and her lungs and pancreas were punctured. She needed emergency surgery to repair her chest and abdominal injuries. The following day she needed another operation on her abdomen. Following this she needed IV antibitics to prevent infection, pain medication and was hospitalized for many days. She had a setback when she started vommitting. We didn't know if she would make it due to her extensive injuries. My daughter was traumatized by the attack and was so scared her dog was going to die. However, she pulled through and survived. Her vet bills totalled $10,573.17. Thank goodness I had pet insurance. My claim was approved within a few weeks and I have been reinbursed at 90% minus the exclusion for vet exams and rechecks. I would highly recommend Trupanion.
  • INSURER: Trupanion
  • POSTED: 05/20/2010
  • BY: Debbie
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Prompt Service, going the extra mile

Embrace is my first experience with pet insurance. We had a minor claim, it was our first so Embrace needed complete medical records in order to process the claim. I failed to provide all the information needed, they contacted my vet and got the rest to complete the claim. KILLER SERVICE, above and beyond what I would expect. I recommend them wholeheartidly.
  • INSURER: Embrace
  • POSTED: 05/20/2010
  • BY: Jennifer
  • BREED: Labrador Mix
  • AGE OF PET: 0 - 3

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5

out of 5

Worth It

I would advise the pet owner to study and ask about the different types of plans offered: for example: continued maintaince plan.Otherwise, my dog (now 11 years old)who started out healthy, developed Cushings and now heart disease; has had numerous vet and ER visits which the insurance "took the sting" out of enormous bills. We would have taken care of her no matter what but knowing some of the costs are covered gave us some needed relief. I will definitely invest in insurance for all of my future pets. Again, I would suggest to become familiar and ask questions about each of the plans and coverage inclusions and exclusions.
  • INSURER: ASPCA
  • POSTED: 05/20/2010
  • BY: Sally
  • BREED: Yorkshire Terrier
  • AGE OF PET: Over 11 years

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5

out of 5

A great choice

After spending over $3000.00 in medical bills in the first six months after rescuing our female Airedale puppy, we decided to look into pet insurance. Libby had an expensive knack for irritating older dogs and swallowing large rocks. I talked to other dog owners, pet supply retailers and veterinarians, but no one could recommend a reliable insurance company. I read through all the information on websites, compared plans and decided Trupanion was the best fit and the best price for our needs. Two months after enrolling Libby she had an appointment for a shot. We mentioned to her veterinarian that she sometimes limped after long walks. One x-ray and two more veterinarian consultations later, we were told that Libby needed bilateral hip replacements. When I told the surgeon that we had hip dysplasia coverage on Libby, he was skeptical, saying pet insurance companies always find a way to not pay claims. Trupanion processed the claim quickly and paid 90% of the claim after the $500.00 deductible. Everyone at Trupanion was friendly and helpful and I wouldn't hesitate to recommend them to any pet owner.

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5

out of 5

A great choice

After spending over $3000.00 in medical bills in the first six months after rescuing our female Airedale puppy, we decided to look into pet insurance. Libby had an expensive knack for irritating older dogs and swallowing large rocks. I talked to other dog owners, pet supply retailers and veterinarians, but no one could recommend a reliable insurance company. I read through all the information on websites, compared plans and decided Trupanion was the best fit and the best price for our needs. Two months after enrolling Libby she had an appointment for a shot. We mentioned to her veterinarian that she sometimes limped after long walks. One x-ray and two more veterinarian consultations later, we were told that Libby needed bilateral hip replacements. When I told the surgeon that we had hip dysplasia coverage on Libby, he was skeptical, saying pet insurance companies always find a way to not pay claims. Trupanion processed the claim quickly and paid 90% of the claim after the $500.00 deductible. Everyone at Trupanion was friendly and helpful and I wouldn't hesitate to recommend them to any pet owner.
  • INSURER: Trupanion
  • POSTED: 05/19/2010
  • BY: Terry
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Thank Trupanion

My 10mo old Amstaff was very ill & we didn't know what was wrong with her. After 6 visits to her regular vet we had to go see a specialist who told us she has meningitis. She had to have an MRI, xrays and several test done to come to this conlusion. From the begging of her sickness I would fax in a claim form and they would send out a check within a week. So when she had to see a specialist it was a very large bill and we wanted to be sure we were going to be our covered. I called trupanion they were very helpful they faxed over a pre approval form to the Vet hospital and they called me back the next day to say it was approved. I was so happy. She is on medicine now doing better. I wouldn't have been able to go this far and help my puppy without trupanion

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5

out of 5

Thank Trupanion

My 10mo old Amstaff was very ill & we didn't know what was wrong with her. After 6 visits to her regular vet we had to go see a specialist who told us she has meningitis. She had to have an MRI, xrays and several test done to come to this conlusion. From the begging of her sickness I would fax in a claim form and they would send out a check within a week. So when she had to see a specialist it was a very large bill and we wanted to be sure we were going to be our covered. I called trupanion they were very helpful they faxed over a pre approval form to the Vet hospital and they called me back the next day to say it was approved. I was so happy. She is on medicine now doing better. I wouldn't have been able to go this far and help my puppy without trupanion
  • INSURER: Trupanion
  • POSTED: 05/19/2010
  • BY: Jaynik
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

embrace pet ins.

I have been very pleased with embrace pet insurance. Everyone is very informative, helpful and prompt with getting back to you with any information or questions you may have. I highly recomend embrace!!!!!!! It is a very affordable plan, with many options to choose from.
  • INSURER: Embrace
  • POSTED: 05/19/2010
  • BY: J.
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 0 - 3

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3

out of 5

always a reason not to cover

I discovered that Trupanion doesn't cover a vet visit unless the vet DOES something like take blood or give medicine. So, when my dog started yelping and was unable to walk in the park, the visit to the vet was not paid because the vet found nothing wrong and the dog was no longer yelping. They ignored that the vet spent a good deal of time checking my dog over from head to foot to be sure. Then they refused to pay for allergies even though no allergies have been found. The records indicated that an ear infection COULD BE a seasonal allergy so now they wont pay for any allergic conditions. In fact, they've only paid for a crisis situation when the dog suddenly started vomiting and became dehydrated and we didn't know why. This seems to be emergency only insurance although it's not supposed to be.

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