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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

4

out of 5

Yes, on Pet Insurance

I was happy that I had bitten the bullet a few years back, and bought pet insurance for my Australian Shepherd, Nellie. I didn't have it when I had to come up with $4,000 for her ACL surgery. 80% of that would have been helpful. Nor did I have it on Bravo when he was diagnosed with Lymphoma. I never added up the costs of 15 months of chemo. Nellie required surgery recently, which came to $1,400. The reimbursement of 80% of the cost came very quickly and without question. I'm sold on pet insurance.
  • INSURER: ASPCA
  • POSTED: 05/18/2010
  • BY: Lynn
  • BREED: Australian Shepherd
  • AGE OF PET: Over 11 years

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5

out of 5

Pleasantly surprised

I was very hesitant to get pet insurance, but after having a poodle that lived to be 18, I decided it would be the best idea with our new Chihuahua. After reviewing the other insurances out there, I did the math and Embrace with 10% co-pay and a $200 deductible seemed to pay for itself with only 3-4 vet visits per year. I also added the Wellness plan, it's like getting $50 back free. Plus they have a lot of nice reviews and only one bad one that I could find. I received an email telling me that I needed a vet's exam to start the insurance coverage, so I thought "Oh boy, here goes! This is the FINE PRINT!" So I took Nutmeg in, and had the vet fill out the forms, as well as give her 2nd puppy shots. I submitted it, thinking that they would kick it back, because it was the initial exam. But to my surprise, they paid the entire thing! Quickly and with nice sincere emails that did not seem to be forms, but really written by a human. We'll see how it goes in the future, but they are starting out great.
  • INSURER: Embrace
  • POSTED: 05/18/2010
  • BY: Jennifer
  • BREED: Chihuahua
  • AGE OF PET: 0 - 3

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5

out of 5

True (and efficient) customer service.

We just had our female bulldog puppy spayed. Our policy with Embrace includes 'wellness' coverage, which provides $200 annual benefits for $180 in premiums. This was our first claim experience with Embrace, and included a policy adjustment (health insurance discount after spay or neuter). Both the claim reimbursement and the policy/premium adjustment were handled with perfect efficiency, including correspondence to ensure satisfactory handling before, during, and after processing. That sort of customer service is rare in my experience lately. Good work Embrace!
  • INSURER: Embrace
  • POSTED: 05/17/2010
  • BY: Paul
  • BREED: Bulldog
  • AGE OF PET: 0 - 3

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5

out of 5

Stayed In Touch

Embrace stayed in touch about my claims and records review. They answered my emails within 24 hours and provided very helpful information. Coverage for the claim was as stated in their policy and all was processed in a very timely way and professional manner. I recommend Embrace to anyone who asks me.
  • INSURER: Embrace
  • POSTED: 05/16/2010
  • BY: Sherry
  • BREED: Pug
  • AGE OF PET: 0 - 3

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5

out of 5

Very Happy i have it

Before my dogs were insured i was always concerned about the vet bills. Now with the insurance i get some relief.Would have got it earlier had i known.
  • INSURER: ASPCA
  • POSTED: 05/16/2010
  • BY: Todd
  • BREED: Chihuahua
  • AGE OF PET: 7 - 10

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5

out of 5

Bugsy Junior says "Thanks For Saving My Life"

Bugsy was acting strange not wanting to brushed and would nip at anyone that tried to rug his hind quarter of his left side. It looked almost like he had an impacted bowel. I was not here at the time all this was going on and my Mother and Brother were telling me how bad it looked thinking maybe he would have to be put down. It hurt to think I might lose my baby, who has been with me thru times of trouble, sorrow and depression, he has always been there to comfort me as if he knew I needed him just to cuddle with me and be there with his big golden eyes, saying "it's okay, Moma" "I am here for you". I was so glad I had the foresite to want to be there for him when he needed me, and without the ASPCA pet insurance, I couldn't have done just what needed to be done for my baby, I am thankful for the insurance and the help it afforded me to be there for him, now he is home and back to his finnicky eating, which I cater to and there every night on his little place on my bed, purring and wanting to be groomed again. We insure our houses, our cars, our lives, why not take care of our pets, they are an important part of my family. Thank you
  • INSURER: ASPCA
  • POSTED: 05/15/2010
  • BY: Jetaune
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 11 years

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5

out of 5

Bichon

Purchasing my pet insurance through ASPCA was a god send. After a year of purchasing the insurance my beloved Bichon Frise, Toby, was diagnosed with cancer. I am truly blessed for without the insurance I don't know that I would have been able to have this unexpected expense due to his illness. Today, Toby I well.
  • INSURER: ASPCA
  • POSTED: 05/15/2010
  • BY: Toby
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Very efficient & claim processed within a week.

While on holidays, our dog sustained an injury that required hospitalization after midnight. While in hospital, x-rays, bloodwork and an ultrasound was performed and our dog was released after 18 hours. Within the next 3 days the medical report was completed and forwarded to our vet-pet insurance. The claim was substantial and required another level of review and within 5 days the claim was processed. Throughout the entire process there was excellent communication with Trupanion and we were most satisfied with the result. Over the years,Trupanion has provided excellent service, communication, and claim repayment, and we are thankful we chose this company to have our pet insured under. We would use them again for any future pets we own also.

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5

out of 5

Very efficient & claim processed within a week.

While on holidays, our dog sustained an injury that required hospitalization after midnight. While in hospital, x-rays, bloodwork and an ultrasound was performed and our dog was released after 18 hours. Within the next 3 days the medical report was completed and forwarded to our vet-pet insurance. The claim was substantial and required another level of review and within 5 days the claim was processed. Throughout the entire process there was excellent communication with Trupanion and we were most satisfied with the result. Over the years,Trupanion has provided excellent service, communication, and claim repayment, and we are thankful we chose this company to have our pet insured under. We would use them again for any future pets we own also.
  • INSURER: Trupanion
  • POSTED: 05/14/2010
  • BY: Duane
  • BREED:
  • AGE OF PET: 0 - 3

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1

out of 5

dont waste your time and money

I bought this policy after reading some of the comments here. Got the coverage and thought it was great when they paid my dog's wellness claim. But then a week before his 'waiting' period was up my dog jumped off the deck (20" high). He didnt seem injured at first but the next day he didnt jump up on the bed or on his stool. I took him for x-rays and although they showed no signs of any injury other than a sprain his claim was denied. Apparently you have to have the vet fill out a report card and I didnt do that until he was having x-rays. Since I submitted the report card with my claim, his injury was deemed pre-existing. Not only this claim but now he also cannot have any other claims for similar injuries. So I canceled this insurance and have purchased another company who realize that my pet isnt perfect and that I may have to actually make a claim.
  • INSURER: Embrace
  • POSTED: 05/14/2010
  • BY: Barb
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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