Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

23,383 total


September 05, 2025

Very easy to apply for insurance

Very easy to apply for insurance, reasonable rates, I got good vibes all around from my experience

Insurer: Sonnet

By: Dwayne

September 04, 2025

I’ve been a faithful costumer for 3-4…

I’ve been a faithful costumer for 3-4 years now and I find it ridiculous I only have a 2500 annual limit for reimbursement. My dog has a 8 thousand dollar surgery and I only get 1200 for it is insane. And I cannot adjust it higher. I’m canceling once my contract is finished. You guys don’t care about pets only want money.

Insurer: Spot

By: Chelsea Morrell

September 04, 2025

Continued increase in monthly payment, decrease in service/percentage of reimbursement when you need it the most.

When I originally purchased pet insurance, my puppy was a year old. I was paying $45 a month. When my company offered pet insurance as a benefit, I moved to their plan at $70 per month, but at 90% reimbursement. My puppy, now 12, was diagnosed with IMHA which is a blood disease and has been through the ringer with this disease. I received notice before renewal this year - which I never paid attention to... the fine print because I didn't think it would be this drastic of a decline in insurance, that the reimbursement percentage is going from 90% to 50% so Nationwide can continue to provide pet insurance for others. My monthly premium is NOT going down. It is now at $190 per month and has been this high for several years being with Nationwide.

Insurer: Nationwide

By: Cheryl

September 04, 2025

Terrible company to deal with

Terrible company to deal with. Undervalues your vehicle, overvalues repair costs, impossible to communicate with. What exactly am I paying you people for?

Insurer: Sonnet

By: Jordan DeLine

September 04, 2025

my experience with a puppy fracture

I have been living in the USA for 1 year. A couple of months ago I got a York puppy. Having learned the prices for veterinary services, I knew for sure that I needed insurance. After all, a puppy, and such a tiny one at that, is always an adventure. I am looking for different plans and I liked Pumpkin. I was calm about the insurance. And then 2 weeks ago, my puppy broke his finger on a walk. One appointment with an x-ray cost me $1,300. 90% was covered by the insurance. Everything was very fast, and I received the money the next morning. Insure your furry ones! Take care of your nerves and their health!

Insurer: Pumpkin

By: Iryna

September 04, 2025

Major Medical

When I was reinstating the policy I was told you no longer covered the ACL surgery. This will not work for the breed of dog I have so I will be canceling my coverage effective immediately.

Insurer: Nationwide

By: Peay

September 04, 2025

Insanity

I have a policy with MetLife already I wanted to add a second dog and was given the most ridiculous price quote i ever heard. My Lexus car payment was less than the quote.

Insurer: MetLife

By: Vincent

September 04, 2025

Life Savers!

My experience with PetEmbrace has been amazing! They have been there when I have needed them most and they have been very reliable. The only downside to using this insurance is having to pay out pocket first but they are pretty quick with the reimbursement so its a win. I have personally called their customer service and I felt very welcome and they help me with any issues I had. I think the price is very good for 2 pets covered with the comprehensive and illness plan.

Insurer: Embrace

By: customer

September 04, 2025

I have an older Shih Tzu and she gets…

I have an older Shih Tzu and she gets UTIs and this year was bad, but I received hundreds of dollars back.

Insurer: Spot

By: Lou Ann Elliott

September 03, 2025

So easy to deal with

So easy to deal with, and friendly. Great web portal, transparent processing sequence, if you can't afford Embrace, you probably can't afford the pet, they have saved us over $20k over the years and made it easy to give our pets the care they need. We've had three emergency eye surgeries and a knee procedure with two pets, not to mention more routine illness care. We would have had massive high interest credit card debt to manage without them. Do not go without pet insurance!

Insurer: Embrace

By: Ari Stern

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.