Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
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Unbelievable satisfaction - don't wait!
For the past 2 years or so I've been contemplating pet insurance, however my husband and I kept telling ourselves we can't afford it, we'll just continue putting our money towards healthy, high-quality pet food and treats for our 8 and 9 year old dogs. Still, that nagging feeling that what if one of our pups got a serious illness what would we do? Take a loan out on our house? Accumulate a high interest balance on our credit cards? Put them down? This past Christmas (2017) I finally convinced my husband to pull the trigger and we signed up for Embrace pet insurance and It was surprisingly more affordable than I ever imagined. especially if you pay for the entire year at once True store, January 7th 2018 our 9 year only pup had unexplained "bruising" on his tummy followed by an "allergic reaction" the following day. Here we are in February 2018 and after many tests and procedures he's since been diagnosed with a mast cell tumor (cancer) which has spread. All of our vet bill, ER hospital visit, and veterinary specialist receipts have been submitted and paid except for 3 recent ones still in review. I really can't believe how simple and easy it has been to submit and get claims paid. I also can't believe Embrace did not try to chalk this up to a pre-existing condition since the timing of it all was so unbelievably close. Our pup still may not win this battle but at least we have the comfort to know we are able to provide him with the best available medical treatment, without having to subject ourselves to the emotional decision just how much are we willing to give up financially to help save or extend his life. We are stressed enough with the thought of losing our boy, at least we do not have to stress about money or the discussion between a couple of how much are each of us willing to spend to save our beloved pup? Bravo, Embrace, you have been absolutely fantastic!!!!
Insurer: Embrace
By: Sue
What a Relief
If ever something happens to my pets, I go into an emotional crisis. Just want them to be better at any cost. But then when the bills pile up a would go into another sort of crisis. A financial one. Now that my boy is insured I am relieved financially and only have to worry about getting him healthy again. As it should be
Insurer: Healthy Paws
By: Constance
Quick and Fair priced
My husband and I did a lot of research, we have 3 shih tzu’s. They don’t have any issues, but they are our babies and I wanted to make sure we could care for them when needed. Figo had the fairest prices with the most coverage. We could have went with the “Cadillac” package from nationwide, but for 3 dogs it would have cost us $450 a month! As dogs age the prices of the insurance monthly costs go up, that makes sense, but that cost more than what we pay for our insurance as humans. We unfortunately had the pleasure of using the insurance, when my dog would not stop throwing up for a few days straight, yes we paid out of pocket for the visit, but within a week or two we got a check back for 90% of what we paid. Well worth it! If something serious happens we will be covered as long as the illness was not caused by something that has preventative medicine. If you are not giving you dog heartworm meds or are giving the heart worm meds and you dog gets heartworm, the insurance will not cover that, or if there was a preexisting condition, you dog will not be covered for that care. It is best to get insurance right away, get cleared as 100% healthy by the vet and then you are good, don’t wait till something happens then look into it, you get insurance for the “what if” not the “oh no, what do we do now” situations. Keep track of your dog's heartworm and flea and tick, nothing is 100% protective, just like condoms! :) but 99% is better than nothing and will help save your dogs life and not put you in a situation where there is nothing you can do to help them. I hope this review helps you make the decision!
Insurer: Figo
By: Alex
Worth the expense
We purchased ASPCA pet health insurance when our poodle was a pup, and it has been well worth the expense. She was diagnosed later that first year with Addison's disease, and the insurance helped a great deal to get through the diagnosis and many years of what will be a lifelong treatment. The insurance also covered much of the expense from other ailments, including a broken ankle that needed surgery.
Insurer: ASPCA
By: James
I needed to find out if the procedure...
I needed to find out if the procedure to neuter my dog, was covered. I have not filed a claim, yet pay $35.00 a month for insurance
Insurer: AKC
By: mike
awesome pet insurance!
I knew when i adopted a senior rescue dog that I should probably get insurance.. a friend raved about Embrace and her experience when her beloved cat got cancer. She was able to afford prolonged treatment that most likely wouldn't have been possible without the support of Embrace. I have had Embrace for almost 4 years and have had a few sudden illnesses that we sailed thru with much less stress because of Embrace. It's easy to submit a claim and they reimburse super fast. I am completely satisfied and wouldn't hesitate to recommend them!
Insurer: Embrace
By: Jone
I was so happy with Jenny's coverage that In insured our new puppy, Maggie!
Our Collie Jenny, was diagnosed with a rare skin condition called Sterile Nodular Panniculitis. We were able to afford the recommended medicine thanks to Embrace Pet insurance versus a much harsher, cheaper alternative the ultimately would have affected her kidneys. I was so happy with Embrace that I took out a policy on our new Puppy, Maggie. It is important that you understand pre existing conditions. If you have any questions they are more than happy to help. I really feel Embrace feels passionate about our furry babies!
Insurer: Embrace
By: Vickie
I wish I could give more than 10 stars
Over the years, through many illnesses and injuries, Healthy Paws has been there for my dog and my cat. As a veterinary nurse, with every appointment, I recommend getting pet insurance, especially Healthy Paws. My dog would not be able to walk without them. Pet insurance is a lifesaver, literally.
Insurer: Healthy Paws
By: Julie
has helped me financially
My dalmatian has not been cheap and I am glad I got him started at 8 weeks of age on insurance. I have the wellness and accidental plan. Recently my dog was vomiting and his veterinarian did a series of test and found out he may have an obstruction in his intestines. He went in for an exploratory surgery and they found he ate something he wasn't suppose to and we were able to successfully remove it. If was not for me having insurance I would not be able to afford the unexpected care for my baby. Yes I would find a way to pay for it without insurance but I get the money refunded to me with my plan. Thank you embrace.
Insurer: Embrace
By: Daniella
Very efficient and easy to work with. Awesome customer service.
Embrace is the best pet insurance out there. They are quick, easy to work with and they go above and beyond to get what they need from the vet to cover the claim quickly. There are never any surprises. They do exactly what they promised to do and are eager to cover your claim. Even though Bulldogs like mine have a lot of health problems and develop more and more of them throughout their lives, Embrace still cares about her and calls her cute names. Her rates have not increased more than a few dollars in the five years she has been covered by them.
Insurer: Embrace
By: Donah