Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
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Embrace helped Dave my dog's life
My dog, Otto, got sick, very rapidly. We went to the ER and they were going to run a barrage of tests because they didn't know what was causing it. They said we could wait because it was going to be expensive and they thought he didn't look critical. The next day he still wasn't better, so we decided that the cost didn't matter. Our little guy looked dreadful. We took him back. Turns out he has Addison's disease and if we had waited another day or even until that afternoon, he would have died. Embrace allowed us to not take money into consideration when saving his life. Since last month, we have had easily $5000 in vet bills between the three day ICU stay, one follow-up scare, injections every four weeks and blood tests every two weeks. Otto will need monitoring and monthly vet visits for the rest of his (hopefully) long life, so knowing there are no lifeline limits and they won't drop him is a huge comfort in our lives. There's no way I could afford his care without Embrace. I put his bills on my credit card and they process and reimburse very quickly so I never accrue interest on my card. It is a big relief. I recommend them to every pet owner I know.
Insurer: Embrace
By: Josh
Very pleased, had never needed it her whole life but when I finally did they were fantastic and paid the claim fast.
Am very pleased with this pet insurance. Have had my dog since she was 8 weeks old and is now 8 1/2 yrs. First time I have had a need to use the insurance and was very pleased with them. They paid in timely manner and covered everything. S,ery pleased and would recommend them highly
Insurer: Embrace
By: sandy
ASPCA has really made my pet care affordable.
I have been in Hawaii for three years and my pet was seen by VCA for her care, but not everything was covered for my pet by VCA Care Club. ASPCA has definitely made my pet's care and pocket book more affordable.
Insurer: ASPCA
By: Keitra
Wish my own health insurance were this efficient!
I must admit that I was skeptical about pet insurance in general, but checked out a few plans for our new pup after friends & family warned us about unexpected bills. Our vet recommended Embrace, and were already set up for electronic claims submittal for their clients (HUGE convenience). Easy application, and the online calculator really helps YOU pick annual coverage & deductible to fit your needs & budget, PLUS wellness plan for the “regular stuff”. After choosing a plan for us, we went for our first test last week, a normal wellness visit. I left on Wed. with a receipt. The vet clinic submitted my claim electronically, and faxed a form regarding orthopedic clearance... and I received a coverage check from Embrace today (Monday). Wow, this process couldn’t be easier. And the online account info for Explanation Of Benefits is absolutely clear as a bell. Decreasing deductible for limited claims, examination fees covered... I know I’m impressed...
Insurer: Embrace
By: Al
This is good insurance
My dog was itching constantly and the vet suspected food allergies. The bill came to $502 with allergy testing, medicine, and a shot. Nationwide paid $407 for the bill. I am very happy with Nationwide. My dog is doing great now and I was relieved that I did not have to pay that big bill.
Insurer: Nationwide
By: Dianne
Comprehensive Coverage Worth the Cost
I have had Nationwide Pet Insurance for about 2 years now for each of my two cats. I got Whole Pet Wellness Plans after one of my cats contracted a kidney infection which end up costing me over $1000. Since then, I have been very satisfied with the service. My Whole Pet Wellness Plans each have a $250 annual deductible and then a 10% copay once the deductible is met. This is wonderful; the plan covers nearly EVERY medical issue my girls may face as well as wellness visits and dental cleanings. It has absolutely been worth it. One annual check up nearly maxes out the deductible, and then I can take them in for a dental cleaning and get treatment for any surprise issues without breaking the bank. This year one of my cats had a check up, a dental cleaning with anesthesia, a tooth extraction, AND several visits to treat an abscess on her back end. In total her treatments cost me just over $400 including the deductible and copay; that is only about 20% of the actual total cost. In addition, Nationwide recently started taking scanned copies of claims forms via e-mail, which has greatly reduced the wait time for refunds. Overall, Nationwide's service has been immensely helpful and given me great piece of mind. I like to tell folks that my cats have cheaper and more comprehensive health insurance than I do!
Insurer: Nationwide
By: Barbara
Pet Insurance Coverage
I had heard about various pet insurances but I wanted to get one with a well known company with a trusted reputation, so I chose Nationwide. I’m glad I did. They have been very reliable and I strongly recommend them. It is very reassuring to know that your fur babies can get the same quality medical care that you receive for yourself. Thanks, Nationwide
Insurer: Nationwide
By: MaryAnn
Prompt, helpful and reassuring service
I have delighted with the ease of filing for reimbursement, that my policy coverage was better than expected, and when I called the Vet hotline - they were both helpful and reassuring. Absolutely recommend - good value and great service
Insurer: Nationwide
By: Ruthy
Thanks nationwide :)
I've had the easiest time with nationwide pet and recommend it to everyone. I got the wellness + pet insurance when my my dog was just a puppy and it more than covered all those puppy visits and fixing (chose wellness plus because it covered fixing when I enrolled, I don't know if it still does but that alone makes it very worth it as a puppy). Not only that, but when my dog was very sick one night and the vet bill turned out to be about $3k the bill became manageable after insurance. There was no worrying on my part on how I'd find that money and I could relax knowing my dog's care was taken care of instead of having to consider the cost of care. Customer service was good the few times I called as well. I'd would like a mobile app for easy claims though (there is a nationwide insurance app but it only seems to link to my car - if it is in fact via that app the UI should be adjusted, it's not very intuitive) and I'd prefer if I didn't have to go through nationwide-->chase payment-->reimbursement, I'd prefer a more direct online payment method, but it's not the worst and it's understandable. Other than that I am a very happy customer :)
Insurer: Nationwide
By: Olesya