Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Very happy we chose ASPCA insurance!
There were SO MANY choices for pet insurance. We are very happy with ASPCA so far. They have processed our claims fairly and as we expected, and using direct deposit get our reimbursement very quickly. I would DEFINITELY recommend them to all pet owners.
Insurer: ASPCA
By: Rosemary
Reliable, Quick, Easy Coverage
Our beloved Bear has had many trips to the vet for various reasons, but I never worry about being covered. Visits, surgeries, prescriptions, they are all covered and the claims processing time is incredibly short. Enrolling in Embrace was one of the best decisions I've ever made.
Insurer: Embrace
By: Meredith
Fast, efficient, caring coverage
As always the Embrace staff quickly and efficiently reviewed our claim. Their communications expertly guided us through the process which provided us peace of mind with regards to our dog's well being.
Insurer: Embrace
By: Aaron
When I downloaded the claim form...
When I downloaded the claim form I was not able to fill it out online , and attach the photo of the itemized bill and email back to claims department .
Insurer: AKC
By: Ron
Great insurance!
Great insurance! People are really nice. Never have any problems and paid for claims right away.
Insurer: Trupanion
By: Gail
Typical insurer games - deny claims, make policyholder jump through hoops
My dog had a reaction to his rabies vaccine while at the vet & was given an antihistamine to treat the reaction. The claim was denied on the grounds that it was a wellness visit, not an accident, injury or sickness. The claim was only about $25 and the time & effort that it would take to file an appeal with them just isn't worth it. If this is how they nickel & dime policyholders on a $25 claim, I can only imagine the games they play when the claim is hundreds or thousands of dollars. Stay away from this insurer.
Insurer: ASPCA
By: Arthur
The best company
Not only did healthy paws save us a lot of money but they also emailed us to find out how milo was doing. I think this is the best company for pet insurance. They paid out 2 claims in 2 years without giving us a hard time. They also have a heart.
Insurer: Healthy Paws
By: SHARI
Long time customer
I have had several pets insured by Embrace for the past 15 years. My current pet has a brain tumor. It is comforting to know I have the insurance. All claims but one (just needed a quick phone to get resolved) has been handled quickly and checks issued within a week. I would and have recommend Embrace to others.
Insurer: Embrace
By: JJ