Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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THE WORST PET INSURANCE EVER !!!
NATIONWIDE IS THE WORST PET INSURANCE EVER !!!! You have to read between the lines of their policy. They are very deceiving. My poor dog needs surgery that will cost $4,300 but Nationwide will only reimbursement me $155 !!!! What is the point of paying $58 a month for insurance for your pet if you are only going to be reimbursed $155 for surgery? PLUS, 2 managers told me there is nothing else they can do for my pet. How inconsiderate and heartless. Stay away from Nationwide!!!!!!!
Insurer: Nationwide
By: Denise
When my dog needed an expensive procedure from the vet, Embrace helped in many ways.
My dog needed a procedure that was going to cost well over $1000. I called and talked to a wonderful woman who suggested that I get prior approval on the procedure so I would know how much out of pocket actually would be. They got that completed for me in one day and gave me the amount for the 80% coverage I have with them so I could start making arrangements to handle the payment up front. I sent the claim the day after her procedure, and they had a check to me within two weeks, so I ended up with no interest on my credit card. Thanks So much.
Insurer: Embrace
By: Shevawn
Embrace: You are the Best
Embrace Pet Insurance is amazingly easy to work with: easy to file a claim, easy to check on the claim, and quick to process it. It was also easy to iron out a few paperwork wrinkles with the Embrace staff (the few times I've had to do it) -- just simply reply to an email to clarify, and they take care of the rest. Embrace is affordable; we've ensured multiple dogs for many years now at what I feel like is a low cost, given that dogs are obviously the best thing on Earth. While the younger dogs don't often meet their annual deductible, the very very best thing about Embrace is that if they do -- the financial worry is taken out of the equation. My geriatric soulmate dog was ensured by Embrace for many years of her life, and as she deteriorated in her 14th year with disk disease and renal failure, it was so incredibly comforting knowing that Embrace would cover our vet visits, including consults. It was difficult enough to face her end-of-life care, and not having to worry one second about finances it made an incredibly stressful situation way less stressful. Thanks, Embrace!
Insurer: Embrace
By: Amanda
Extremely happy!
Am extremely happy with Trupanion. The insurance has allowed me to keep my pups healthy.
Insurer: Trupanion
By: Pamela
Claim results
I am waiting for the results of a claim!
Insurer: Trupanion
By: Natalie
I love trupanion.
I love trupanion. It has been so helpful me with my dogs medical care.
Insurer: Trupanion
By: Lisa
The best pet insurance.
I think you are the best pet insurance company there is and one of the best investments I've ever made. Have had two hospitalizations for one of my babies, totaling over $15,000. My baby would have died without you. Now a second cat has been hospitalized and is on meds for life. I truly couldn't do this without you! I tell all my friends about you. Customer service is so above and beyond. Thank you all so very much!
Insurer: Trupanion
By: Jeanne-Ann
Ongoing treatment
I will send my opinion after things are solved with Papi. It all started with jelly stool and her tremors indicating pain, something we saw previously. Dr Yang gave a shot and pain med. But Papi started screaming horribly in pain in the middle of the night and a few times during the day while laying in her bed, so scared I took her to the hospital recommended our vet. I have reached my deductible when all this started and think this should not require starting a new claim. We must find the source of Papis problem and I will discuss this with the vet today. I hope Papi and I will be treated fairly!
Insurer: Trupanion
By: Gerda
Very greatful
Unfortunately my cat has been very sick over her 1 and a 1/2 years of life. I adopted her from a shelter that provided 1 month complimentary insurance. I am very grateful to have Trupanion pet insurance. Sadly, Adele was just diagnosed with Lymphoma.
Insurer: Trupanion
By: Donna