Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,807 total


Verified June 01, 2019

Best Pet Insurnce ever!

I have had pet insurance with multiple companies over the years, Trupanion is far and away the best. I have this insurance for all four of my dogs, three of which are rescues. I switched to Trupanion when Gracie Biue, my Golden, was 1 year. old.. I have always been happy that I did so, but never more than now, since she was diagnosed with cancer. She is now 11 yeas old, and all the premiums I have paid for her during the past ten years have truly been one of the best investments I ever made. Her monthly premium started at $36, and 10 years later it was $76..It is now $99, and without a doubt worth every penny. Her deductible (which I set) is $100 per incident. This means the deductible was applied ONCE at the time of the first cancer claim, after that Trupanion pays 90% of EVERY claim, less the checkup/office call of $65. Her potential bills of $7000+, will cost me around $1000. That is amazing! Every pet owner should get Trupanion when they get a dog or cat, especially a puppy. There will come a day when they will be happy they did, because accidents happen as well as severe illnesses when pets get older. Hands down Trupanion is the best! Kay Witt

Insurer: Trupanion

By: Kay

Useful
June 01, 2019

Best pet insurance around. Reasonable, responsive, honest and caring staff. Highly recommend.

I switched to ASPCA from another carrier and found them much more cost effective and responsive. The policy was straightforward, no gimmicks and no tricks. I decided to get coverage for my cockapoo as she aged, thinking that the costs of caring for her might increase with age and that I needed to know I could do all I could to keep her well. She had an operation to remove a tumor last year, at age 14, and ASPCA covered 3/4 of the cost. This year, my darling girl passed away and they will cover her emergency hospital bill as well as the charges for euthanasia and cremation.. I am glad I had this policy.

Insurer: ASPCA

By: Carol

Useful
June 01, 2019

Amazingly easy

I was hesitant to spend the money on insurance for a dog, seemed ridiculous at first. But I have a puppy and was nervous that he would possibly get into trouble here and there. Of course he did, and I'm so happy that I had this insurance - saved me a bundle of money aleady! The claim process is easy and the turn around time is super quick.

Insurer: Figo

By: Sara

Useful
June 01, 2019

Have better reimbursement!

I feel like every time I send in a claim I am told that my yearly amount has already been used but the issue is she only goes once a year so how could it already be used and it’s only for her annual check up and shots. I don’t understand

Insurer: Nationwide

By: Jackie

Useful
Verified June 01, 2019

Trupanion had our backs.

Trupanion had our backs when Momo, our French bulldog, suffered a slipped disc. We saw no warning signs of IVDD until one evening after a typical walk when our dog lost control of her hind legs. It was an emergency. A veterinarian neurologist performed surgery, thus saving our pet’s life. My wife and I are now working together with Momo to get her back on all fours. I strongly advocate pet insurance for any family who cares about their furry friends. Considering the high cost of surgery and a hospital stay, the monthly insurance payments are a small price to pay for your pet’s well being.

Insurer: Trupanion Canada

By: Jerry

Useful
June 01, 2019

Promp claim procfessing

Very prompt in processing my claim for the health care of my greyhound.

Insurer: Nationwide

By: Alan

Useful
June 01, 2019

High premiums

Premiums are high and payments slow

Insurer: Nationwide

By: Lisa

Useful
June 01, 2019

Keeps you updated

If you are behind with claims, you always keep me updated.

Insurer: Pets Best

By: Kristan

Useful
June 01, 2019

Finished quickly

Last week I made a claim and even though I was told it would take longer they finished it quick and explained my benefit

Insurer: Pets Best

By: Marybeth

Useful
June 01, 2019

Excellent Insurance

From the time I faxed my pet's claim in until the time the reimbursement was direct deposited into my account was about 5 working days. Excellent Insurance and caring fabulous customer care agents.

Insurer: Pets Best

By: Jolene

Useful

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