Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


Verified March 08, 2026

"I cannot thank Trupanion enough for…

"I cannot thank Trupanion enough for their exceptional service. their claims team was proactive and communicative. The process was fast, and they explained everything clearly.

Insurer: Trupanion

By: Pedro Moya

Verified March 08, 2026

Prompt reimbursements

Prompt reimbursements, reasonable prices, flawless service. Never been declined on a claim.

Insurer: ASPCA

By: Tiara W

March 08, 2026

Embrace takes great care to make sure…

Embrace takes great care to make sure you have the best insurance for your baby. The wellness program will repay you in claims. You will have peace of mind when an emergency comes.

Insurer: Embrace

By: Char

Verified March 08, 2026

Great plans and easy to file claims

Website is easy to use. Explanations of different plans is clear and several choices of coverage. My past experience with Nationwide was great. I had a cat who got sick and passed away suddenly in July. My claim was promptly taken care of with no issues and policy canceled. Very helpful while going through loss of pet.

Insurer: Nationwide

By: Pam

Verified March 08, 2026

I'm thankful I have Spot Pet Insurance…

I'm thankful I have Spot Pet Insurance as my 5 year old boxer has lymphoma. Because of Spot, I have been able to get her treatment/chemotherapy that I would not have been able to afford on my own. It's easy to submit claims and I have been quickly reimbursed by Spot. It would be great if the annual cap was higher given the current cost of veterinary care.

Insurer: Spot

By: Ellen Eddy

Verified March 08, 2026

In regards to filing my most recent…

In regards to filing my most recent claim, it was extremely easy and it was processed faster than any claim I’ve submitted for the past 4 years that we’ve had Fetch. However, the fine print in my original contract is another matter that I’ve learned the hard way. I’m seeking out other companies at my renewal.

Insurer: Fetch

By: Laura

Verified March 08, 2026

Claims processed in a timely fashion…

Claims processed in a timely fashion and checks sent out. Happy so far in year two.

Insurer: Pumpkin

By: James

March 08, 2026

Pets Best Insurance is Awesome

Very happy with the insurance and easy to send claims and receive refunds. I have referred insurance to family and friends and their happy.

Insurer: Pets Best

Veterinarian: Malletts Bay Veterinary Hospital

By: Rhonda

Useful
March 08, 2026

Easy and fast claims

The app makes everything easy to submit claims for my cat's vet bills. I just take a picture of the invoice and upload it to the claims submission. It took about a week from submission date to reimbursement.

Insurer: Pets Best

Veterinarian: Pine Woods Animal Hospital

By: Kathleen

Useful
March 08, 2026

Appreciative Pet Parent

Yesterday morning, Onyx, my beloved furbaby of 16 years passed away. Since she was 4 years old we have had Trupanion insurance. When I say that this company is phenomenal, I truly sincerely mean it. I would give them 100 stars if allowed. No matter what health challenges, including Osteosarcoma cancer my baby went through, Trupanion was there. I would not have been able to care for her the way that I did without them. I feel that their financial support, along with many years of love is what allowed this little mixed lab who left footprints on my heart to live as long as she did. If you are reading this, and you have a furbaby, I HIGHLY recommend looking into Trupanion. They are excellent in every way. Friendly, courteous, and compassionate. Thank you Trupanion for helping me to raise Onyx along her journey towards the Rainbow Bridge.

Insurer: Trupanion

By: CM

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