Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,461 total


Verified November 30, 2025

I did not give a 5 star because it is…

I did not give a 5 star because it is still unclear to me why the first series of lime vaccine was reimbursed but the 2nd series was not. when I spoke to a rep she said I had not reached my quota. But now, I just receiaved a check for my pets medication. Why was the first shot paid for but not the second?

Insurer: MetLife

By: Donna Nooney

Verified November 30, 2025

Claim process was quick and smooth!

Claim process was quick and smooth!

Insurer: Spot

By: BJM

Verified November 30, 2025

Overall excellent service

MetLife Pet Insurance provides a strong overall experience. The app is easy to use and offers clear, helpful information. Renewals are straightforward, and the automatic $500 increase in benefits—as long as you have $1,000 or more of unused benefits remaining on your policy—is a nice added perk. The only drawback is that the claims process can be a bit slow at times. However, once approved, the Zelle reimbursement is fast and very convenient. Overall, a reliable pet insurance option with useful features and solid value.

Insurer: MetLife

By: Brinin Behrend

Verified November 30, 2025

Very easy to navigate claims

Very easy to navigate claims. Excellent customer service.

Insurer: MetLife

By: customer

Verified November 30, 2025

I sumitted my pets Medical

I sumitted my pets Medical Bills and they were review As soon as they summitted and they took care of the Bill right away.

Insurer: Spot

By: Rosa Aquino

Verified November 30, 2025

Easy to submit claims

Easy to submit claims. Good communication and fast reimbursement.

Insurer: MetLife

By: TRACY

November 30, 2025

Claims

Pets Best is the best, paying exactly what my policy indicates without any hassling for all procedures during my dog's cancer radiation, as well as covering other procedures not related to that cancer.

Insurer: Pets Best

By: george

Useful
Verified November 30, 2025

I signed up because it was 50 $ a month…

I signed up because it was 50 $ a month and covered 90% of all visits including any doctor visit . I wasn't cheap and i selected the best and highest coverage for my pet . But now the premium almost doubled. I pay 97$ . Not only but also a claim was denied because only one time many many years ago she has crystals and never had them again nor ever had UTI but it was still considered pre-existing condition coz I went to do a urine analysis on her . Not only that but also what I paid out of pocket for that denied claim was not considered part of my deductible. So if I calculate how much I paid in premium in year and how much was covered this year. Then I paid more in premium than what the insurance covered which basically means I would save more money if I didn't have the insurance .

Insurer: MetLife

By: customer

Verified November 30, 2025

Great Experience

Ive always had a great experience with MetLife. Its so easy to submit a claim and even better that I could do it from my phone. The customer service reps are also very friendly and helpful

Insurer: MetLife

By: customer

Verified November 30, 2025

Fast efficient processing for claims

Fast efficient processing for claims. Clear EOBs. Responsive and knowledgeable team when you need to talk to them.

Insurer: MetLife

By: Tracy Williams

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