Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Embrace Isurance allowed us to give our dog a richer, longer life.
Embrace Insurance is a reasonably-priced comprehensive policy. Our claims were easily filed and promptly acknowledged. We received reimbursement checks in a timely manner. Embrace enabled us to treat our dog for several life threatening conditions, thereby giving her a comfortable life and allowing us to keep our companion as long as possible. At the end of her life the company treated us with compassion unseen in most companies today. We will be looking for another dog soon, and we will definitely sign up with Embrace Insurance again.
Insurer: Embrace
By: beverly
Great coverage and speedy reimbursement
Our Dobie tore her CCL this year and had to have surgery. I was very impressed with Healthy Paws. We were able to get her a good surgeon and did not have to worry about the bill. They reimbursed 80% of it, with a short turnaround time, filing the claim was super easy and they also followed up to see how our girl was doing. They were recommended to me by a friend whose dog had to have surgery and I am glad I followed her advise and signed up our dog for Healthy Paws when she was a puppy. Highly recommend!
Insurer: Healthy Paws
By: Susanne
Jake is thriving
If I had not signed up with Nationwide, I don't know that my Jake would still be alive. He is currently cancer free after 4 surgeries, chemo , and radiation for anal gland cancer. Never a problem getting paid in a timely manner. Thank you Nationwide!
Insurer: Nationwide
By: Marian
It seems so long until I receive notice of payment benefits.
It just seems so long until the claim is processed.
Insurer: Nationwide
By: Gary
Healthy Paws is Terrific!!!!
I got Healthy Paws when we first got Boo. On his third vet appointment (which was just for a rabies shot) and after having Boo for 2 months our vet discovered he had PDA (Patent Ductus Arteriosis) or a hole in his heart. We were referred to a cardiologist who determined Boo needed cardiac surgery, otherwise he would have to be put down. There was no question of doing the surgery. After I paid my deductible, Healthy Paws paid 80% of the bill. I am a single mom of three. I cannot tell you how grateful I was. I had only paid three premiums at that point. In addition, they emailed and expressed their concern over what was happening before the surgery and emailed again after it to see how he was doing.
Insurer: Healthy Paws
By: Gerry
Easy Breezy
Daisy is a 15 and 1/2 mini maltipoo with minimal health issues except for last few years. VPI-Nationwide has processed her claims with no problems or questions asked. To be fair, Daisy's good health has saved Nationwide a ton of money. I just wish her premiums did not increase significantly each year. Good health incentives would be nice.
Insurer: Nationwide
By: Mare
Thanks to Healthy Paws for Quick Reimbursement; Surely a Big Help in an already Rough Time.
I purchased pet insurance shortly after my then 7-mo old pup had a bout of throw-up/diarrhea combo and cost me a hefty $500+. At 4 yo, it’s been pretty uneventful until last April … It was emotional. Plus, worrisome and stressful. Worried-sick about my baby who is in pain, and yes, worried about how much it would cost, especially during the uncertainty of COVID. Filing Claims: as soon as vet bill was emailed to me, I attached same in my account (no forms) Claim Processing: was completed either by same afternoon or following day Reimbursement: when huge surgery bill came, they requested for medical records from vet; upon their receipt, it was processed by following day … and money was in my account by next day. As much as we love our babies, vet bills are often cost-prohibitive and does weigh into our decisions on plan of action. With all the stress and worry about your baby, for me, relieving some of the financial burden, when we’re talking lumpsum in the thousands, certainly helps a lot. So thankful for quick processing and reimbursement.
Insurer: Healthy Paws
By: Lilet
Do not think twice about Nationwide Pet Insurance
I have had Nationwide for years on our pets. Just recently our Welsh Corgi required a torn ligament repair-Nationwide quickly reimbursed most of the cost. They are extremely efficient and have great communication and customer service. I am very pleased again to have peace of mind with the high cost of veterinary expenses.
Insurer: Nationwide
By: Rae
Glad to have this coverage
I think the price in creases to premiums have been enormous each year. At the end of the day I’m still glad to have the peace of mind and filing claims is easy and the reimbursement checks come fairly quickly.
Insurer: Nationwide
By: Stephanie
Easy to file claim
I have a 9 month old French Bulldog who has had pneumonia and the BOAS surgery. For the pneumonia he had an emergency pet visit and had to stay overnight. Nationwide covered the claim quickly. They also covered the BOAS surgery my dog had 3 weeks ago - again very quickly. Submitting a claim is really easy and you can do it straight from your phone. So far I have had one claim denied and it was because it was a pre-existing condition as it was something Vet had written in file first time I took him in for visit and policy wasn't in effect yet. The representative I spoke to gave me all the information as to why the claim was denied. Very patient and answered all my questions.
Insurer: Nationwide
By: Michaela