Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,807 total


Verified August 07, 2020

Amazing, no hassle, no nothing, the way you’ve always wanted insurance to work.

Truly an amazing process. According to what I read my claim maybe delayed since this was my 1st one. I can’t possibly think how this could have been faster. I had a manager once tell me ‘there’s always room for improvement’, I don’t know how you could possibly improve Trupanion’s claim process. If you’ve made up your mind to purchase pet insurance, stop procrastinating, fill out the form and buy it. Yeah, I read the ‘bad’ reviews as well, no matter what you’re buying someone always has a problem. You won’t be sorry that you purchased Trupanion.

Insurer: Trupanion

By: Chuck

Useful
August 07, 2020

Great Pet Insurance

Embrace is great insurance coverage for your pets. Their claim turnaround time is great, and as I previously worked for an insurance company, I can tell you that you are only as good as your claim department. Thank you for being here for us!

Insurer: Embrace

By: Patricia

Useful
Verified August 07, 2020

Trupanion has been with us in our Gizmo's time of need

Our not quite 7 year old miniature golden retriever suddenly became lethargic and uninterested in food. An emergency trip to the vet resulted in surgery to remove a tumor which was found to be a highly aggressive form of cancer. This all happened in less than 24 hours . He's now undergoing chemo and we're hoping for a positive outcome. His vet bills so far are in excess of $10,000, with more to come. Trupanion has been there for us all the way, promptly reviewing claims, determining benefits, and paying a very large chunk of the costs. The Trupanion team is courteous, compassionate, and always helpful. I first purchased this insurance when Gizmo was a puppy and had never had occasion to use it. In fact, I was going to cancel it earlier this year because it seemed there we're other, more fun things I could do with that money. Thankfully, I came to my senses in time. I would urge all my fellow pet parents to consider Trupanion. No matter how young and/or healthy your pet might be you just never know when you might need help providing for their needs.

Insurer: Trupanion

By: Valerie

Useful
August 07, 2020

Excellent service

As always, I feel like I get excellent service each time I submit a claim.

Insurer: Trupanion

By: Cathy

Useful
August 07, 2020

Trupanion: A great company

Forms were easy to complete; Trupanion kept us informed about status of claim; claim settled promptly and check arrived! Very professional!!!!

Insurer: Trupanion

By: Lorie

Useful
August 07, 2020

No Hassle Pet Insurance

Claims are accurately processed at lightening speed; direct deposit into my checking account means I have my money back ASAP. Claims representatives are well versed on policies and are personable and helpful.

Insurer: Trupanion

By: Stephen

Useful
August 07, 2020

Quick & Easy

Easy to sign up, could modify my deductible as I wanted. Comparable to other pet insurance quotes, with a high reimbursement percentage. Quick process.

Insurer: Trupanion

By: Catherine

Useful
August 07, 2020

Highly recommend this insurance

I highly recommend Trupanion insurance. We recently had to put in claims for our dog who had a serious anaphylaxis reaction. Trupanion contacted me within 24 hours to let me know the status of my claims and they paid quickly. Their customer service is excellent.

Insurer: Trupanion

By: Mary

Useful
August 07, 2020

Best pet insurance ever!!

I never have any problems with my coverage. My doc submits the claim and what is covered is paid right away. I love the no payment upfront then reimbursing. So easy with Trupanion!

Insurer: Trupanion

By: Bonnie

Useful
August 07, 2020

My dogo had a stroke

I rushed my dog to UCD Vet school. After many test it was determined that Teddy had had a stroke. I got the invoices and diagnosis and sent them in. We were paid in less than a month. Things went smoothly

Insurer: Trupanion

By: Tami

Useful

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.