Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,794 total


June 15, 2021

Slow to process claims

I was sold on the idea that ALL claims would be processed within 14 business days however its ALWAYS been greater than 21 business days to get anything completed. Communication is weak and has frustrated me immensely anytime I've talked to someone. In the beginning it was "oh we are waiting on a document from you..." OK rookie mistake BUT it would have been nice if they advised me that I needed to submit more info instead of me calling them 3 weeks after the claim was sent it. Ive always made sure to send in all documents upfront now and the answer is "we are backlogged now and processing claims a week before your submission date (same answer with all my inquiries about claims). Only been a year that I've used petsecure and wish Management would look into processing timelines and either be honest with customers and tell them processing times are greater than 21 business days or change it on the contract to reflect 21 business days. OR better yet figure out internally why these published dates cant be met.

Insurer: Petsecure

By: Fred

Useful
Verified June 15, 2021

Dedicated

I have been with Trupanion since my dog Sky was 11 months old. They have supported my needs since then. Sky has gone through a few sicknesses and Trupanion has been a life saver.

Insurer: Trupanion

By: Leslie

Useful
June 15, 2021

Great!

Great Company, claim was fast and easy and they emailed me to ask how my dog Marco was doing. He had a herniated disc and had to be operated on asap. The Company was with me the whole way, and now he is healing nicely and back to his old self, one happy boy.

Insurer: Healthy Paws

By: Valerie

Useful
June 15, 2021

Easy to claim, very nice service and caring service

I would recommend Healthy Paws to all my friends. My dog had a major operation and they cover 80% of it. It was extremely easy to claim and they were very caring checking on my dog and his recovery.

Insurer: Healthy Paws

By: Stephanie

Useful
Verified June 15, 2021

Fabric ins Pet Insurance for Dogs

Very quick with claims. Very helpful when needed.

Insurer: Trupanion

By:

Useful
Verified June 15, 2021

I like how you have direct bill with participating vets.

I like how you have direct bill with participating vets. Also, you cover 90% of the vet bill while many companies cover the scheduled amount which can fall short on the actual vet bill. I was an insurance agent so I am aware of the differences in coverage and your company offers the best coverage. I've compared many companies, Trupanion always comes up superior.

Insurer: Trupanion

By:

Useful
Verified June 15, 2021

Review of submission process.

Wonderful insurance. Concerned representatives. Easy claims process.

Insurer: Trupanion

By:

Useful
Verified June 15, 2021

Simple claim.

Didn't have to do anything at all. Vet processed immediately.

Insurer: Trupanion

By:

Useful
Verified June 15, 2021

So easy

My poor baby was vomiting and weak. The vet recommended testing and the results came back positive for pancreatitis. I couldn't wait for the office to get approval from Trupanion so I let them do what was needed and purchased medicine and food for her condition. Afraid and worried that our claim would be denied since procedures had already been done, I submitted the vet invoice and within a couple of days, had an email ensuring me that they would cover Harley's medical cost just as it was outlined when we signed up for the coverage. The app made it so easy and stress free. Love Trupanion.

Insurer: Trupanion

By:

Useful
Verified June 15, 2021

well the coverage leaves something to be desired and the person who I was on the phone with was talking a mile a minute.

well, the coverage leaves something to be desired and the person who I was on the phone with was talking a mile a minute.....too 'sales' like

Insurer: Trupanion

By:

Useful

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