Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

60,642 total


Verified May 31, 2022

Denied portion of vet bill.

After 11 years of paying premiums, I had my first vet bill over the $500 deductible ($800+). Trupanion denied a portion bringing down to under $500, so I was paid nothing. Done with out explanation. This was for my dogs teeth cleaning which had never been done before and recommended by the Vet.

Insurer: Trupanion

By: Robert

Useful
Verified May 31, 2022

Always easy to process a claim

Always easy to process a claim

Insurer: Trupanion

By: Andrew

Useful
Verified May 31, 2022

My Trupanion claim process experience.

Fortunately, my Veterinarian’s office can just submit the claim, Trupanion very quickly informs us of what they will pay and I just pay the difference. This is a very nice feature.

Insurer: Trupanion

By: Jeralyn

Useful
Verified May 31, 2022

Good customer service representative was very courteous and pleasent I was put on hold but only for about 30 seconds it was also Memorial Day when most places are closed.

Good customer service, representative was very courteous and pleasent, I was put on hold but only for about 30 seconds, it was also Memorial Day when most places are closed. Excellent service!

Insurer: Trupanion

By: Richard

Useful
Verified May 31, 2022

The customer service representatives are very helpful in answering questions.

The customer service representatives are very helpful in answering questions. The response time between when you send in a claim and when they respond is very short and they let you know how they settled the claim.

Insurer: Trupanion

By: Carol

Useful
Verified May 31, 2022

Trupanion is very customer-centric.

Trupanion is very customer-centric. The claims process is super easy and fair and easy to understand--if only human health insurance were the same!

Insurer: Trupanion

By: Rhonda

Useful
Verified May 30, 2022

Worth every penny

Over the past few months our aging dogs have had a number of issues that ended up costing several thousands of dollars in specialist fees and procedures. Thankfully we had our insurance policies from the get-go. Fetch was super easy to use and we were compensated quite quickly. So happy we did this long ago. The policies have paid for themselves. I am a small animal veterinarian and a big advocate for pet insurance for this very reason.

Insurer: Fetch

By: Dianne

Useful
Verified May 30, 2022

Worth every penny

Over the past few months our aging dogs have had a number of issues that ended up costing several thousands of dollars in specialist fees and procedures. Thankfully we had our insurance policies from the get-go. Fetch was super easy to use and we were compensated quite quickly. So happy we did this long ago. The policies have paid for themselves. I am a small animal veterinarian and a big advocate for pet insurance for this very reason.

Insurer: Fetch Canada

By: Dianne

Useful
Verified May 30, 2022

Trupanion is amazing!

We have had Trupanion since the week we brought Mila home. We have had to use it for claims 2 times already, once at a vet that accepted it directly and they paid their portion before we left the office. This week we had to use it at another vet who doesn't accept it directly, I filed the claim Friday and it was already approved on Monday! They really are amazing and could be a lifesaver. It is more than worth the extra expense every month to have the peace of mind that they are there for you when the unexpected happens!

Insurer: Trupanion

By: Chelsea

Useful
Verified May 30, 2022

Peace Of Mind

I was very happy with the service over the phone and your representative Matt was very knowledgeable & answered all my questions. The coverage for our pet seems very good!

Insurer: Trupanion Canada

By: Janice

Useful

Compare top pet insurance providers plans.