Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Excellent service and quick payout
Our 7 month old Clumber Spaniel swallowed a rock. The Vet successfully removed the stone and we filed a claim as soon as Nicholas was home. Trupanion acknowledged the claim and kept us in the loop while doing their due diligence. The funds were deposited in our bank promptly. We highly recommend Trupanion, as did our Veterinarian.
Insurer: Trupanion
By: Wilmer
From Vomiting and Lethargic to THRIVING!
I carefully researched numerous pet insurance companies and tried to find all the fine print to carefully compare. Finally, I settled on Trupanion for several reasons: 1. For any new particular medical need that arises, such as chronic kidney disease that our Libby developed, we pay the first $500, then Trupanion covers 90% of all treatment and medications needed FOR THE REST OF LIBBY'S LIFE! There will be no additional co-pay requirements when the year ends as with other companies. (Check the fine print of other companies for that!) 2. For any particular medical need, there is NO CAP! Trupanion will not stop paying 90% of the medical bills for the life of our pet, Libby! Most companies I researched listed dollar figures for CAPS, the maximum amount they will pay for a particular need. 3. Additional add-on: for a little more we purchased an optional coverage package that adds certain treatments that could be beneficial. We placed zero claims until Libby was 8 years old and suddenly showed signs of an illness. She started vomiting and became lethargic so quickly! It turned out to be chronic kidney disease and we feared she might die! She was lethargic and like butter in my arms! After several nights in the emergency hospital, she stabilized and we brought her home. Now she is on a special diet, supplements, and receiving acupuncture treatments (covered by the optional coverage package we added). The medical bills have really added up for this 1 illness but Trupanion made it very manageable because they are covering 90%, AS PROMISED! Libby is THRIVING and we are beyond thrilled! Any pets we have in the future will be covered by Trupanion! Linda, (Libby's Mom)
Insurer: Trupanion
By: Linda
Reimbursed quickly, I recommend Furkin
when we recently had a scare with our puppy we had to take her to An emergency vets clinic out of town. The invoice was high. Furkin covered their potion of the bill without question and we had the money in our account in just a few day. It's great to deal with a company that puts the health of your pet and your own finances ahead of their own profit. When every we talk to other pet owner we always recommend Furkin.
Insurer: Furkin
By: John
Thankful Pet Owner
My husband and I were so impressed with how quickly a pre-approval claim was put through when we called on a Saturday morning about our dog. Communication was open all morning between us, the vet, and trupanion. I never felt like I was in the dark about anything. Thank you. I have already recommended trupanion to various friends with pets.
Insurer: Trupanion Canada
By: Lindsay
Rosie my yorkie got pretty sick with diarrhea for 3 days.
Rosie my yorkie got pretty sick with diarrhea for 3 days. I was extremely worried. At the vet, she had IV, blood tests, abdominal x-ray and antibiotics. My bill from the vet came to about $750. Trupanion was great in a very timely review of my claim and reimbursed me my portion exactly as per our contract. They were speedy gonzales with my claim. Within 2 days, I received confirmation that they had received my claim. By the 3rd day, I found the reimbursed amount of money deposited into my bank account. In terms of looking after Rosie, I could concentrate on doing just that and not having to worry about hefty vet bills because I know that TRUPANION ALWAYS HAS MY BACK. I had a previous yorkie under their plan as well and I could not be more satisfied a customer as each time I have to deal with them. Trupanion folks are wonderful. They are genuine, caring, calming and they always help me sincerely and make me feel good.
Insurer: Trupanion Canada
By: Sarah
Candy and wrappers ingestion
The process is very easy, but more should be covered.
Insurer: Trupanion
By: Lyn
Claims process fast.
Claims process fast.
Insurer: Trupanion
By: Vicki
Great Coverageâ-Great Company!
I am very impressed with Trupanion; my only concern is when I bring Luci in because she has a foxtail in her ear, I feel you should cover the doctor diagnosing the situation. We didnât know if it was an ear infection or a foxtail and without the doctor examining her how does the doctor know what course of treatment to administer? The short version: I feel you should cover examinations.
Insurer: Trupanion
By: Phyllis