Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,730 total


February 16, 2025

Easier Than I Could Have Imagined

My first time making a claim, I wasn't sure what to expect, but I feared it was going to be a long, complicated process. I was worried it would take forever and involve talking on the phone. I couldn't have been more wrong. The process was as simple as indicating where my cat received his care and uploading photos of my itemized bills. The whole process took maybe 5 minutes on my phone. A few days later, I got an approval email that was just as detailed as the itemized vet bill so I knew exactly how they came to the decision. It definitely made what was a stressful time emotionally and financially so much better.

Insurer: Pets Best

Veterinarian: Rosewood Pet Hospital

By: Elizabeth

Useful
February 16, 2025

Worst insurance ever

You can’t get anything preapproved. My dog had an accident in the fires. He had a really bad limp. We have had insurance 3 months now. They denied my dogs X-rays bc it was a ccl. How were we suppose to know. So basically they told me i had to wait 6 months. I get for the surgery but they should have covered the x ray. They said they wouldn’t cover it bc it was related to a ccl. Worst insurance ever

Insurer: Pets Best

By: Allyson

Useful
February 16, 2025

Pets Best - always excellent in all aspects

I regularly share with others Pets Best as a PSA - while I would have paid for my dog's life saving medical needs 4 years ago (16 days in ICU, blood transfusions and dialysis), Pets Best tremendously eased the financial burden it would have placed on me by exceeding my expectations reimbursement. Since then, PB has continued to be outstanding - easy to work with, fast, sets expectations, clear in explainations. Thank you!

Insurer: Pets Best

Veterinarian: UC Davis Behavior Service

By: Judy

Useful
February 15, 2025

That’s best is the best

This is our first experience with pet insurance. We could not be happier. Benefits and the claim process are very clear and can be done on my cell phone. They deposit my claim amount directly into my checking account and I am very pleased with the responsiveness and consistency

Insurer: Pets Best

Veterinarian: Mainland Veterinary Hospital

By: Lori

Useful
February 15, 2025

Painfull Experience but Recovering and Free of It

Our 8 year old female Schnauzer was experiencing abdominal pain two weeks ago. She was initially diagnosed as having a Pancreatitis flair up but after further testing it was determined that it was Hyperlipidemia. Our insurance coverage made the situation more manageable financially. With the medicine prescribed to support her liver and gallbladder as well as her prescribed low fat food, she is hopefully well on her way to a full recovery.

Insurer: Pets Plus Us

By: Fred

Useful
February 15, 2025

Amazing

Everything as advertised, quick claims, great customer service, the complete package. I wish all insurance was this good, like actually.

Insurer: Pets Best

By: David

Useful
February 15, 2025

Pets Best is truly the best

As our first experience with pet insurance Pets Best if in our opinion the very best. Claims submitted and reviewed within hours and payment made within 3 days. Direct to out acct. after out dog had a bilateral CCL repair last fall they covered 90%. Wish human insurance was Rhys good. Good job Pets Best.

Insurer: Pets Best

By: Shari

Useful
February 15, 2025

Easy

The process for reimburse could not have been easier

Useful
February 14, 2025

Insurance you can count on

My dog had an endoscopy due to an obstruction. Having insurance helped, making the situation less stressful. The claims process was easy, and reimbursement was prompt. I highly recommend Healthy Paws.

Insurer: Healthy Paws

By: Lynette

Useful
February 13, 2025

Easy to submit a claim

It was easy to fill out the claim info and attach the scan of the itemized vet bill. The claim was paid relatively quickly, but I had to refer to my dog's policy to understand the items not covered in the claim.

Insurer: Pets Best

By: Brian

Useful

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