Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

63,366 total


January 22, 2025

Pets Best Insurance Experience Was Awesome

"We got our Pets Best insurance via a link from Progressive Insurance after seeing this as an option from our local Humane Society in Louisville, KY. The experience from start to finish, and then to filing our first claim for the very first vet visit was, quite simply, flawless. Very well done and I would highly recommend Pets Best to every pet owner."

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January 22, 2025

Healthy Paws Pet Insurance: Trusted, Reliable, and Life-Saving Coverage for Your Furry Family Members

I wholeheartedly recommend Healthy Paws Pet Insurance for anyone seeking exceptional coverage and peace of mind for their beloved pets. My wife and I experienced their outstanding service firsthand when our eight-year-old English Springer Spaniel faced a life-threatening medical emergency. He was rushed to the animal hospital and diagnosed with diabetic ketoacidosis. Thanks to the swift action of the veterinary team, his life was saved, but the care required to nurse him back to health came with significant costs. Thankfully, Healthy Paws Pet Insurance was there for us every step of the way. They covered a substantial portion of the expenses, alleviating the financial stress during an already difficult time. The claims process was incredibly easy—completely online, intuitive, and efficient. The reimbursement was processed quickly and deposited directly into our account without any hassle. As a lifelong advocate for pet health insurance, I can confidently say Healthy Paws goes above and beyond to support pet families. Their service is reliable, their coverage is comprehensive, and their commitment to customer care is evident in every interaction. For anyone considering pet insurance, I highly recommend Healthy Paws as a trustworthy partner in ensuring the health and happiness of your furry family members.

Insurer: Healthy Paws

Veterinarian: Kentmere Veterinary Hospital

By: Rob

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January 22, 2025

Dishonest and Misleading—Avoid Trupanion

We recently got a puppy, and the first owners had a one-month insurance policy with Trupanion, which we were encouraged to renew. During a routine vet visit for vaccinations, our vet noticed that our 14-week-old puppy had lower canines growing into the upper inner gums—a teething issue that had just started. When we called Trupanion, we spoke with Amanda from Sales, who assured us that this issue would be covered under the policy if we renewed. Trusting her word, we renewed the policy. However, after our vet submitted a pre-approval for the extraction procedure, Trupanion denied the claim, stating it was a pre-existing condition. This was never raised as an issue during renewal. When we called back to contest the decision, they continued to make excuses, eventually claiming the issue was reported within 30 days of renewal and therefore ineligible. Why are we paying such high premiums for a company that denies valid claims using vague and shifting excuses? They misled us into renewing the policy with assurances of coverage, only to leave us with no support when we needed it most. This is especially infuriating as it concerns a young, 14-week-old puppy just starting to teethe—something no one could predict. It feels like Trupanion is exploiting pet owners, offering false assurances while denying legitimate claims under the guise of "pre-existing conditions." New pet owners are already anxious and adjusting, and this kind of dishonesty only adds to the stress. Trupanion has shown zero care or compassion and seems more focused on collecting premiums than supporting pets or their owners. Avoid Trupanion. They are nothing more than scammers preying on vulnerable pet owners. Date of experience: January 21, 2025

Insurer: Trupanion Canada

By: Jeevan

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January 22, 2025

Pet's Best is the best

Easy to submit claims. I always appreciate the payments which appear in my bank account

Insurer: Pets Best

Veterinarian: Red Maple Animal Hospital

By: John

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January 21, 2025

Pets Best

Pets Best has been my insurance for 4+ years. They make it very easy to put a claim in. They keep you posted on the process which is done in a timely manner. I have not had any issues with them. My only complaint is that the premiums have increased each year 20-40%.

Insurer: Pets Best

Veterinarian: Sunrise Veterinary Clinic

By: Karina

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January 21, 2025

Best insurance for your pet

Pets Best is an amazing insurance for your pet. I’ve had to file two claims so far and they have covered both. It’s the first time I’ve ever gotten insurance on a pet and for my very first experience. It’s been really good.

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January 21, 2025

Easy to file, quick to receive a determination

It is very easy to make a claim with Pets Best. Many claims are reimbursed. When they are not, clear and reasonable explanations are provided to explain why the claims aren't covered.

Insurer: Pets Best

Veterinarian: integrative veterinary care

By: DeAnna

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January 21, 2025

Stitch

"My parents were able to take my dog to the vet while they "borrowed" him for a trip to the Eastern Sierras. We were able to update his rabies vaccination and get him licensed in our municipality shortly thereafter. Filing a claim with Pets Best was simple and claim was processed within a day. Aloha Dre!"

Insurer: Pets Best

Veterinarian: Alpen Veterinary Hospital

By: Andre

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January 21, 2025

Happy fur daddy

When I Axel four years ago, I enrolled in Pets best pet insurance and have been extremely happy with the way they handle axles wellness visits in inoculations. The claims process is fast and easy to do and it dealt with extreme care and courtesy. Thank you for all you do and I will continue to use Pets Best pet insurance in the future.

Insurer: Pets Best

Veterinarian: Best Friends Animal Hospital

By: Anthony

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January 21, 2025

Healthy Paws For the Win!

We have had Healthy Paws for our dog since we adopted him from the humane society when he was just a puppy. We decided to get insurance for him after the amount of money we spent on our first two adopted dogs toward the end of their lives. We figured one catastrophic event is all it would take to make it worth our while. We were correct! The first few years of his life we did not even meet the deductible - which was fine, that meant we had a healthy boy on our hands. Recently Lemmy (our dog) developed a limp that would not go away. We discovered he had a torn cruciate ligament in his knee. I did not do any calling ahead of time to make sure it was covered - which had me nervous. No need to be - Healthy Paws covered 80% of the surgery (minus our deductible) and all costs associated with it - except the exam - which is the plan we are signed up for. The premium has risen slightly every year with age, but that is to be expected. We love Healthy Paws!

Insurer: Healthy Paws

Veterinarian: Athens Animal Hospital

By: Corinne

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