Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,211 total


January 11, 2023

Don’t waste your money

I have been with this insurance for 8.5 years. When it was still Pet Plan, I would have recommended it to all pet owners.. in fact I did. Now that it’s Fetch, run as fast as you can and don’t waste your money. The approval or pre-approval process is painful. It takes a ridiculous amount of time to receive anything back. The prices are also atrocious. We have two dogs with this company and the premiums on each dog have almost doubled in the past year. Lastly, my Yorkie has been denied any coverage for a periodontal disease claim. I submitted a dental extraction surgery claim because she has teeth on one side of her mouth that are bothering her and causing her not to eat on that side. This has been a problem before and the two previous surgeries were approved by Pet Plan. Big surprise, Fetch denied this entire claim. Stating it’s “routine” and “preventive care”. My advice for anyone working with Fetch is allow a few of your teeth to rot to the point that you need them extracted and then continue to live with it because your insurance denied you the care that you need. I pay $2000 a year just for my Yorkie to have insurance (which continues to inflate every year). I’m cancelling both dogs plans from this fraudulent company and will just pay out of pocket. If I would’ve done that sooner, I would’ve saved money considering her surgery was only $1500.

Insurer: Fetch Canada

By: Rebecca

Useful
Verified January 11, 2023

Grateful for excellent pet insurance

Boudreaux, 3 1/2 years old, is our 5th golden retriever over the past 40 years. We never purchased pet insurance before this one. The reason, our previous golden developed osteosarcoma at age 8 and required hospitalization and an amputation - very expensive and heartbreaking. He died 6 months later - way too young. We got Boudreaux as a pup and signed him up for Healthy Paws Pet Insurance. When he was about 4 months old, he developed a bowel obstruction from eating kelp during a trip to the beach. He required emergency surgery which saved his life. The Healthy Paws online claim process was efficient and clearly delineated. Just 3 weeks ago he became lethargic and developed a fever. Turns out, despite being on Simparica, he had anaplasmosis, a tick-borne disease that caused his platelet count to drop precipitously to life-threatening levels. Because we had insurance, we didn't hesitate to take him in, and good thing we did when we did. He was accurately diagnosed and responded promptly to treatment. Again - Healthy Paws came through. We received a check in the mail just 5 days after the claim was submitted online. Not only that, but we received an email inquiring about his health. We couldn't be more pleased. We highly recommend not only having pet insurance for your beloved pet, but using Healthy Paws. Without insurance, we might have waited too long to take our boy in.

Insurer: Healthy Paws

By: Clement

Useful
Verified January 11, 2023

Easy sign up. Read the coverage.

Easy sign up and the instructions are clear with what is and is not covered.

Insurer: Trupanion

By: Patricia

Useful
Verified January 11, 2023

Trupanion and VCA make a great team!

Going to a VCA and having Trupanion makes everything so much easier. Trupanion pays the vet clinic directly so I only pay what they don't cover.

Insurer: Trupanion

By: Derreck

Useful
Verified January 11, 2023

Easy claims process

I didn't have to do anything. My vets office put in the claim, and in less than a minute, it was approved.

Insurer: Trupanion

By: Alan

Useful
Verified January 11, 2023

Small print not revealed in company advertisements does not cover examination and office charges

Small print not revealed in company advertisements, does not cover examination and office charges

Insurer: Trupanion

By: R

Useful
Verified January 11, 2023

So thankful for Trupanion

Submitted a claim and reimbursement was in my checking account in two days.

Insurer: Trupanion

By: Vernon

Useful
Verified January 11, 2023

Easy, intuitive submission process

The claim submission process on the website is intuitive and straightforward. I was also impressed by the quick turnaround on approval

Insurer: Trupanion

By: Tami

Useful
Verified January 11, 2023

Claim at time of visit

The claim was submitted by the vet's office and approved for payment while I was standing there with me only having to pay the balance. Excellent.

Insurer: Trupanion

By: Terry

Useful
Verified January 11, 2023

Great Pet Insurance

Trupanion is excellent! I have a dog with lots of medical issues and trupanion has paid the majority of expenses.

Insurer: Trupanion

By: Chris

Useful

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