Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,211 total


Verified June 27, 2023

Princess

She had a UTI and the ease of Trupanion covering the bill.

Insurer: Trupanion

Veterinarian: Blue Pearl

By: Susan

Useful
Verified June 26, 2023

So happy I had Trupanion

1st claim, easy to use with direct billing. They even covered 50% of the cost of her prescription food to help with urinary issues! Highly recommend.

Insurer: Trupanion Canada

Veterinarian: Timberlea Animal Hospital

By: Wandalee

Useful
June 26, 2023

ASPCA Pet Health Insurance Review

We’ve been very fortunate as to not having submitted claims, except for well visits. This year Brodie developed an ear infection, with follow up visits, and I’m very pleased with the speed of the refund, Submit the claim, processed in little time. We’re very pleased

Insurer: ASPCA

By: Matthew

Useful
June 26, 2023

Claim

I was very surprised with how fast Lemonade helped us with our claim regarding our dogs surgical procedure, they were very helpful and it was so easy.

Insurer: Lemonade

Veterinarian: Central Valley Veterinary

By: Camila

Useful
June 26, 2023

great service

i sure wish my medical insurance was as good as Healthy Paws, paid within one week of claim, probably been quicker if i had auto deposit instead of a check. Outstanding-----GOOD JOB GUYS!!

Insurer: Healthy Paws

By: Carl

Useful
June 26, 2023

Pets Plus Us Insurance

Great communication, easy to submit claims & timely processing of claims! This company provides peace of mind at a reasonable cost. I highly recommend this company!

Insurer: Pets Plus Us

Veterinarian: Caledon Mountain Veterinary

By: Terry

Useful
June 25, 2023

Insurance Made Easy

I was pretty skeptical about getting my dog insured for accidents and illness, fearing that most things would not be covered and the process for submitting claims would be a hassle. I just submitted my first few claims and am amazed at how quickly i submitted my claims and how quickly I received reimbursements. I highly recommend!

Insurer: Lemonade

Veterinarian: Good Vets- Montford

By: Gabrielle

Useful
Verified June 24, 2023

Trupanion provides EXCEPTIONAL payment and service

I have covered Tucker with Trupanion since he was less than six months old. This has been a true partnership with Trupanion always providing exceptional service - great electronic claim processing, fantastic information on the status of my claim, excellent payment, and thorough information on what payment was made and denied. I provide complete information on the claim to expedite processing. Based on my policy, there has always been excellent justification for all their decisions. As an example of their service, Tucker was seen at APEX Animal Hospital yesterday morning, and I submitted the electronic claim late last night. Early this morning, I received an email from Trupanion that my claim had been approved, providing an easily understandable Explanation of Benefits and notification that my payment was deposited. Wow! One cannot get better service! While I always received prompt service from Trupanion, this is a new record. Trupanion doesn't always process claims this quickly, but they are always very prompt. I am exceedingly happy with Trupanion's payment plan options, customer-friendly service, prompt and understandable payment, and overall demeanor. I would highly recommend Trupanion.

Insurer: Trupanion

Veterinarian: Apex Animal Hospital

By: Drew

Useful
June 24, 2023

Save your money

This company is a total rip off. They paid less than 15% of my vet bill for a sick visit. Save your money. Cheaper to pay your vet bill out of pocket.

Insurer: Trupanion

By: Shep

Useful
June 24, 2023

Better no insurance than to go with PETS PLUS US

Sounds great, but when you really need them, they find some exclusionary clause, and then you're left with the vet bills anyways; plus the frustration and disappointment of your having gotten involved with PPU in the first place!. If you really want or need pet insurance, I strongly suggest you look elsewhere. And if you're a Costco member, done't be fooled into thinking you're getting a good deal through Costco, in fact you can usually find better pricing through other channels. Surprised Costco associates its brand with this provider.

Insurer: Pets Plus Us

By: Kelly

Useful

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