Petsecure | Pet Insurance Review

I agree with the posted comments about the lack of customer service. I have tried to call them over the course of 3 weeks, various times of day and days of the week with a recording saying I have either a 15min or 30min wait time----after one hour of waiting still no answer. I have also emailed them and received very delayed responses or none at all. My vet has also voiced the opinion that the contact/communication with this company is very poor. I don't recommend them at all.

Nothing about submitting claims and receiving payment with this company is easy. Signatures are required from both the vet and the customer before submitting the claim. The length of time for a claim to be received after submitting (either by email or fax) is upwards of 4-5 weeks and after you receive a notice that it has been received it is at least 14 days before you are notified of coverage. Then it is another wait before there is a payout. If you are looking for pet insurance so that you don't have money held up waiting for insurance payment, this is not the company to choose. If you need to do a predetermination of a claim before proceeding with treatment it can take upwards of 3 weeks. How does that make sense if your pet is in pain?

When trying to sign up for an insurance plan, my vet didn't automatically pop up and so I couldn't proceed any further. I emailed customer service about this, they responded asking about a window of time in which someone could call me. I gave them my availability, but then did not hear back from them for over a month (only heard from them after I sent a follow-up email asking for a call). The rep finally called me and helped set me up with a plan. A few months later, my cat had an issue with one of his teeth and it needs to be extracted. When I called in to ask a couple of questions, the rep told me "well first of all, you don't have dental coverage yet because you're still within the 6 month waiting period". When the rep had called me to set up the plan in the first place, the only mention of a waiting period was the first couple days after signing up for the policy. There was no mention of any other waiting periods. When I called in with questions about the dental extraction, I told the rep that this was news to me and asked her to point me in the direction of where this would be indicated. Insurance Summary simply says "your policy may be subject to waiting periods", but when they so heavily emphasize the first couple days after signing up for the policy, there is no reason to think that the waiting period mentioned on the Insurance Summary would be referring to anything other than that. Not to mention the fact that they refer you to the Policy Wordings, where there is no mention of waiting periods until page 22! Customer service was pleasant to deal with once I got hold of people, but overall severely disappointed in the lack of transparency throughout this process. Probably going to opt out of the plan.

They won't insure anything even though its supposed to be covered on their policy plans. Skip this

This company goes above and beyond anything that I would have expected. They are efficient and kind when handling your claim. Their added information on my kid's health was very much appreciated. I recommend this company to any of my friends with fur babies.