Pets Plus Us | Pet Insurance Review

4.1

out of 5

Number of reviews 863

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
1

out of 5

POSTED: | BY: Keller

Don't waste your money

Worst decision ever! DO NOT WASTE YOUR MONEY! After almost 11 months of paying the monthly premium, they decided to request my dog's health history. In the meantime, after taking out insurance, my dog's blood test found that he had been exposed to Lyme disease. He's not sick and had never had any symptoms or episodes related to the disease. Even though, after almost a year paying, they decided that the insurance will not cover anything related to Lyme disease. They considered that as a pre-existing condition. All I want now is my money back. Also, they have sent me the documents with wrong information about my dog for FOUR TIMES. I believe they will use it as an excuse to no refund me if it happens to need it. This is one of the worst customer services I have ever experienced.
5

out of 5

POSTED: | BY: Rayna Smeltzer

Super customer service and very friendly

Excellent!
5

out of 5

POSTED: | BY: Gail

So pleased. I was reimbursed 90% less my deductible

Very pleased. Customer service was wonderful as well.
5

out of 5

POSTED: | BY: Andrew

Great customer service

Very great customer service when my dog was very sick. Would recommend if you are looking for pet insurance
5

out of 5

POSTED: | BY: Shalayna

Amazing!!!!!!!!!

we needed to send in a claim and i was not sure what to do. the lady on the phone was very helpful. she was able to tell me i how many days i should get my mont back. we have had lots of scares with our baby and having this has been helpful for peace in mind. we do a lot of hiking and there is no worry if something bad happens.
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Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us Pet Insurance detail
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.
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