Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,112

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Terry L

Outstanding

Outstanding company, personnel and website.
5

out of 5

POSTED: | BY: Leilany Vazquez

This is the first health plan for a pet that moves around with their owner

This is the first health plan for a pet that I have bought and I'm happy with their service. Even though it is on a refund basis, I like the fact that you don't have to stay with the same vet for it to work. Since buying the insurance I have moved states and that was no problem for them. I have also flown out of state and I trust that they will be there to help/refund if it is needed. When I get another pet, I am planning on buying them the Pets Best Pet Health Insurance the moment I bring them home.
5

out of 5

POSTED: | BY: Lauren

Kind explanation

I didn't meet my deductible and was explained thoroughly on why I wasn't refunded with an attachment of my account. I appreciated the kind explanation.
5

out of 5

POSTED: | BY: Sylvia S

Exceptional!

I submitted my claim on 1/15, immediately informed it had been received, and on 1/17 I received the EOB. Pets Best Service, in the 3 years I've had it, has been exceptional. I HIGHLY recommend Pets Best!
5

out of 5

POSTED: | BY: Jodi Samson

Pets Best has been amazing!

Pets Best has been amazing! The ap is easy to use and claims are paid in just a few days. I highly recommend Pets Best.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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