As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Learn more about Nationwide's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.5 Out of 10
60 Days 1 Year Lifetime
Rating 9.7 9.6 9.5
Count 261 9503 15816

Nationwide Pet Insurance

1
Out of 10
Posted: 12/02/2016
By:
Barb Hock

My (previous) dog for whom I had VPI for 10 years passed on at age 11 1/2 in 2015. Now I've just adopted a new dog, and from my experience, I would never ever consider VPI again. They paid out a low percent of eligible bills, and rejected many valid and...

Injury/illness

Renal (kidney)

During her life, she had various illnesses
Claim Amount
Over $1000
Breed

Mixed Breed

Age of Pet
Over 8 years
1
Out of 10
Posted: 11/13/2016
By:
Scott

This is something they do not tell you when you buy pet INS. Z114 - This expense is denied because the diagnosis, medical management or surgical correction of a listed ineligible condition that occurs during the FIRST 12 calendar months of the policy is...

Injury/illness

Eye problem

Cataracts
Claim Amount
Over $1000
Breed

Brussels Griffon

Age of Pet
1 - 8
2
Out of 10
Posted: 11/11/2016
By:
David M.

I was a long time VPI / Nationwide Pet Insurance policy holder and can attest to this company being one of the worst, least trustworthy, companies operating in the country. Unfortunately they do not really care about pets and behind their policies they...

Injury/illness

Bladder

Claim Amount
Over $1000
Breed

Rottweiler

Age of Pet
1 - 8
1
Out of 10
Posted: 10/06/2016
By:
Stephanie W.

We signed up with Nationwide for our little beagle. We wanted the insurance just in case something happen to him as we was getting older. We rescued him from a shelter, and never had any problems. After having Nationwide and paying into it for a couple...

Injury/illness
No illness when we obtained insurance
Claim Amount
$500 - $1000
Breed

Beagle

Age of Pet
1 - 8
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.