As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Learn more about Nationwide's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.4 Out of 10
60 Days 1 Year Lifetime
Rating 9.6 9.5 9.4
Count 1979 9055 12505

Nationwide Pet Insurance

10
Out of 10
Posted: 12/14/2016
By:
Helen

I had heard horror stories from people about the lack of coverage pet insurance really provides and wanted to make sure we were getting something that would work. I researched and compared a lot of pet insurance companies and in the end Nationwide came...

Injury/illness
ACL Tear
Claim Amount
Over $1000
Breed

Mixed Breed

Age of Pet
1 - 8
7
Out of 10
Posted: 12/12/2016
By:
Denise

We were insured through VPI which is now Nationwide for us. So far the insurance policies seem similar. We live in Silicon Valley and maybe care is more expensive here. The insurance covers a portion of our expenses, but is still helpful to us. When I...

Injury/illness

Gastritis/vomiting

Claim Amount
$100 - $500
Breed

Labrador Retriever

Age of Pet
1 - 8
9
Out of 10
Posted: 12/10/2016
By:
Lizzy Ostro

I've had VPI for a little over a year and it's been great. My dog has had a few incidents that were well over $500. I've gotten over a thousand dollars back in reimbursements from the insurance. Definitely worth the $25/month I spend!

Injury/illness
Cut, bite,
Claim Amount
$500 - $1000
Breed

Boxer

Age of Pet
1 - 8
5
Out of 10
Posted: 12/10/2016
By:
Angelika Gebhardt

My tiny 4lb Chihuahua had a bad infection caused by bad teeth. I adopted her when she was 4. She is 8 now. I took her to the dentist and he discovered that one of the K9s had to be extracted because it caused the infection. It also affected several other...

Injury/illness
Dental infection
Claim Amount
$500 - $1000
Breed

Chihuahua

Age of Pet
1 - 8
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.