As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Learn more about Nationwide's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.4 Out of 10
60 Days 1 Year Lifetime
Rating 9.6 9.5 9.4
Count 1890 8660 11639

Nationwide Pet Insurance

8
Out of 10
Recommended
Posted: 08/31/2018
By:
EL

This is a fairly new company since the takeover. So far fairly pleased by the response and turnaround time. Feels like a company who cares about our pets.

Injury/illness

Skin problem

Bladder

Claim Amount
$100 - $500
Breed

Pomeranian

Age of Pet
10
Out of 10
Recommended
Posted: 08/31/2018
By:
Debra Oliver

When my sweet whippet suffered a brutal raccoon attack, I rushed her, bleeding and shaking, to the emergency vet. Because I was insured by Nationwide, the cost of caring for her was not the top consideration. She was. I knew I’d have help. And Nationwide...

Injury/illness
Raccoon attack
Claim Amount
Over $1000
Breed

Whippet

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 08/31/2018
By:
Emm

People may complain about the cost of pet health insurance but like most insurance plans you’re thankful they’re there when you need them. I rest easy knowing that Nationwide is there for my two precious babies should something go wrong, as it did...

Injury/illness
Oral Surgery
Claim Amount
$500 - $1000
Breed

Persian

Age of Pet
1 - 8
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.