As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Learn more about Nationwide's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.4 Out of 10
60 Days 1 Year Lifetime
Rating 9.6 9.5 9.4
Count 1798 8589 11495

Nationwide Pet Insurance

10
Out of 10
Recommended
Posted: 08/17/2019
By:
Neary

This insurance has been terrific and I love being able to submit claims from my phone!

Injury/illness
Claim Amount
Breed

Poodle

Age of Pet
Under a year
7
Out of 10
Posted: 08/17/2019
By:
Louise Cavanaugh

Although I'm glad for pet insurance, I wasn't happy with the increase. The new upcoming year is more expensive even though Nationwide didn't really pay out that much on my dog. I'm also tired of being nickeled and dimed - please just roll up the sales...

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
Over 8 years
8
Out of 10
Recommended
Posted: 08/17/2019
By:
Brenda Lee

I have the insurance for my 3 dogs and 2 cats through my employer. The multi-pet discount makes it more affordable. My main complaints are the "ease" of submitting claims. Since I often take more than one pet at a time, often the claims are not...

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
Over 8 years
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.