As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Learn more about Nationwide's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.4 Out of 10
60 Days 1 Year Lifetime
Rating 9.6 9.5 9.4
Count 2090 9932 13584

Nationwide Pet Insurance

9
Out of 10
Recommended
Posted: 10/17/2019
By:
Delia Scales

Your insurance is phenomenal. I can't say enough good things about your insurance. Your customer service leaves a lot to be desired. Your insurance rates went up a ridiculous amount of money this year. It was absolutely absurd! If this wasn't such a good...

Injury/illness
Claim Amount
Breed

Great Dane

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 10/17/2019
By:
Katie

Nationwide has been amazing in paying for all my dogs treatment. He isn't even 2 yet, has had 1 surgery, 1 endoscopy (he likes to swallow things whole), he has had acupuncture & laser treatment, he has seen a neurologist & dermatologist and they have...

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 10/17/2019
By:
Shannon Hubet

I signed Lily up for pet insurance back in July of 2019. Luckily, we have only had to use it for routine vaccinations and one minor illness. Coverage is excellent, payments are received fast once your deductible is met. I was in a panic one night after...

Injury/illness
Claim Amount
Breed

German Shepherd

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 10/17/2019
By:
David Lim

We discovered what it looked like a cyst under his jaw. Took him to the vet, got seen and treated with antibiotics. After meeting our annual deductible, his visit and treatment was covered at 90%. The claim submission was easy, it was reviewed and...

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
1 - 8
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.