As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Average customer rating

9.4 Out of 10
60 Days 1 Year Lifetime
Rating 9.5 9.5 9.4
Count 1188 4348 4801

Nationwide Pet Insurance

8
Out of 10
Recommended
Posted: 12/11/2018
By:
Rachel

I've been with Nationwide for close to 9 years. I love the continuous improvements to the plans offered and the amount of reimbursement. I'm very interested in the new plan with almost 90% reimbursement and more in plan coverage.

Injury/illness

Skin problem

Claim Amount
$100 - $500
Breed

American Bulldog

Age of Pet
Over 8 years
10
Out of 10
Recommended
Posted: 12/11/2018
By:
Roxann Campbell

Nationwide has the best customer service as their agents are trained professionals who are patient and willing to take the time to listen and give thoughtful responses. I was having trouble with a claim and found some of the correspondence confusing. The...

Injury/illness

Enteritis/diarrhea

Claim Amount
$100 - $500
Breed

German Shorthaired Pointer

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 12/11/2018
By:
Judith Barnes

Thank you for your concern about Marley. She is feeling much better. The insurance was so helpful with her treatment. Thank you for caring about her. Merry Christmas!!

Injury/illness

Gastritis/vomiting

Claim Amount
$100 - $500
Breed

Miniature Pinscher

Age of Pet
1 - 8
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.