As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Learn more about Nationwide's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.5 Out of 10
60 Days 1 Year Lifetime
Rating 9.7 9.6 9.5
Count 440 9627 15998

Nationwide Pet Insurance

10
Out of 10
Recommended
Posted: 02/26/2020
By:
Lynn

Easy to apply for coverage. Phone rep. Answered all my questions. Submitting claims: I can do on my phone with ease. Unsure how premium compares to other pet insurance companies. They have never given me a reason to look.

Injury/illness
Claim Amount
Breed

Poodle

Age of Pet
Under a year
10
Out of 10
Recommended
Posted: 02/26/2020
By:
Shannon Dixon

We signed up for insurance for our Keuper in April 2016 for piece of mind, and we are so thankful we did. With insurance you pray you never need to use it and we REALLY wish that was the case now but sadly Keuper was diagnosed with osteosarcoma the...

Injury/illness
Claim Amount
Breed

Rottweiler

Age of Pet
Over 8 years
10
Out of 10
Recommended
Posted: 02/25/2020
By:
Darcy Shadley

The initial pet profile piece (submitting all precious vet documents) was not proactively sought out. Nor was letting a new client know what exactly needed to be submitted with each claim (receipt not sufficient, doctor notes are required). As a new pet...

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
Under a year
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.