As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Average customer rating

9.3 Out of 10
60 Days 1 Year Lifetime
Rating 9.3 9.5 9.3
Count 1018 5529 6070

Nationwide Pet Insurance

10
Out of 10
Recommended
Posted: 02/15/2019
By:
Cathy Comeaux

I appreciate the option of having health insurance for my dog. It's kind of expensive, but so is my dog, it turns out. I appreciate the peace of mind knowing that I can go ahead and keep her healthy and make sure she has appropriate intervention...

Injury/illness
not seeming to be drinking enough water; general health check for refill of heartworm and other medication
Claim Amount
$100 - $500
Breed

Mixed Breed

Age of Pet
1 - 8
8
Out of 10
Recommended
Posted: 02/15/2019
By:
Cynthia Munoz

We have had Nationwide Pet Insurance coverage (formally Veterinary Pet Insurance, VPI) for approximately 8 years. We have insured two cats, a domestic medium hair and a Persian. Though they were the same age, the policy for the Persian was always more...

Injury/illness
Blood pressure
Claim Amount
$500 - $1000
Breed

Persian

Age of Pet
Over 8 years
10
Out of 10
Recommended
Posted: 02/15/2019
By:
Kenda Erickson

Filing my reimbursement claim for my puppy's wellness visit with vaccines was effortless.

Injury/illness
vaccination
Claim Amount
Under $100
Breed

French Bulldog

Age of Pet
Under a year
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.