As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Average customer rating

9.4 Out of 10
60 Days 1 Year Lifetime
Rating 9.5 9.4 9.4
Count 1898 7948 9794

Nationwide Pet Insurance

10
Out of 10
Recommended
Posted: 07/17/2018
By:
Margaret-Ann

Nationwide Pet Insurance is so simple and so good! The vet submits the invoice and within a week I get 90 % of my costs back. I can check on the status at anytime. Nothing has been excluded. I told my Human Resources department at work our health...

Injury/illness
Claim Amount
Under $100
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 07/17/2018
By:
Monica Mathews

Nationwide has been great! Whenever i have called in the staff is always friendly and helpful. I've received my checks within a month of filing a claim. Ive had the insurance since december and within the last month ive started using it and so far it has...

Injury/illness
Claim Amount
$100 - $500
Breed

Beagle

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 07/17/2018
By:
Dana S Robbers

Porter is, at times, a rambunctious big puppy. When he came into the house one morning after playing out in the backyard, his left eye was swollen, and sunken in at the same time, red around the edges and dark where the iris was. We took him in to...

Injury/illness

Eye problem

Claim Amount
$500 - $1000
Breed

Bernese Mountain Dog

Age of Pet
1 - 8
8
Out of 10
Recommended
Posted: 07/17/2018
By:
Maddie

I like the app on my phone to submit claims. I like having the protection for my pets

Injury/illness

Ear Problem

Neuter
Claim Amount
$100 - $500
Breed

Mixed Breed

Age of Pet
Under a year
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.