Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sarah Pettorsson

Worth Every Penny!

I have to commend Nationwide on their reimbursement program for pet insurance. I have the total wellness package and my french bulldog, who is only a year old, has needed to use it several times, unfortunately. Nationwide has been top-notch in getting my claims processed and money back into my account in a timely manner, thank God!
5

out of 5

POSTED: | BY: Kim

Fast, Friendly!!!

Alway's fast, friendly service - Great customer service over the phone helpful and puts my mind at ease
3

out of 5

POSTED: | BY: John

Eager to classify anything as a pre-existing condition

We received a Corgi puppy on the day our insurance coverage was scheduled to start - July 1. When we took him to the vet the following day, the vet discovered a Urinary Tract Infection and prescribed antibiotics plus a follow-up urinalysis. Nationwide refused to cover those expenses as pre-existing conditions, even though the puppy had never seen a veterinarian before. Hopefully the service improves from here. I do like that Nationwide is covering preventative care like heart worm and flea prevention meds through their Wellness coverage.
5

out of 5

POSTED: | BY: Danielle Roper

Quicker turn around time

30 days is a long time to wait to get our money back. If someone has all the correct documentation it should be 2 weeks or less. Other companies are giving 7 day guarantees
4

out of 5

POSTED: | BY: Jacqui

Invoice Receipt & Acknowledgement Needs Fixed

I have filed several claims for our Lab and have received the anticipated reimbursements but not after some trouble every single time. There is no acknowledgement of receipt (or failure to receive) the invoice images until you wait 2 weeks for them to look at it and then just say they can't pay anything because they didn't get the receipts. Their mail server does not bounce anything back if it's over the limit. There is simply no response. I have had claims go on for months because I have to send the invoices, not get any response, then in 2 weeks I get the automated that they don't have the invoices and repeat the process. And they require FAX if the invoices don't come across. Who uses fax nowadays? They need a confirmation process on emails AND someone/process to respond that invoices were/were not received without making someone wait 2 weeks for every new communication.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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