Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Matt

Routine Claim Processing

Very expeditious claims processing for range of wellness and emergency visits.
5

out of 5

POSTED: | BY: Louis

prompt payment

PROMPT EASY PAYMENT
5

out of 5

POSTED: | BY: Todd

It’s nice to be able to take care of your pets the way they deserve

When my wife first suggested we do this I thought she was kidding. After reviewing and talking with the vet it made perfect sense.
4

out of 5

POSTED: | BY: vivian

Takes too long to be reimbursed.

Communication was really good but i felt the time in which you get a payment is way too long especially if we are sending the invoice and it is a straight cut claim nothing complicated.
5

out of 5

POSTED: | BY: Robin

Extremely grateful

Nationwide Pet Insurance has been a lifesaver. This is the first year my husbands employment has offered pet insurance, and it has definitely been worth it. Just taking your pet to a vet for a regular physical is expensive, but if a problem occurs it can come down to loosing your baby. We lost a dog we had for ten years and. spent all our money trying to save him. Now that we have pet insurance I make sure our Reese is healthy and is taking any medication she may need and any tests she may need to ensure she stays with us as long as possible. The new year is upon us and we will definitely be renewing her pet insurance. Thank you for caring for our Reese. She is part of our family and I don't know what I would do without her

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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