Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kimberly Gleason

Excellent customer service and reimbursement turnaround

Overall I'm very happy with my pet insurance. Thank you!!
5

out of 5

POSTED: | BY: Anquanette Steadham

Excellent!

Enjoy doing business with Nationwide. They are fast pay and representatives seem to care about your pets. Having 24 hr access to a vet by phone is also a wonderful benefit that comes with my policy.
5

out of 5

POSTED: | BY: Chad Roderick

Nationwide is the best!

Would definitely recommend Nationwide to family and friends. Nationwide is the best!
5

out of 5

POSTED: | BY: Erica

Love my coverage!

This is my first time getting pet insurance and my experience has been fantastic! The coverage for my dog's wellness exams, medications, shots, and even a surgery have been great. The claim submission is very easy to do and I was reimbursed in a timely manner. I am very happy with Nationwide pet insurance!
5

out of 5

POSTED: | BY: Robert Webster

If this is your best policy, your best blows!

My claim was refused the first time because there's a truly stupid line somewhere buried in the policy that says I have to but Frontline at the vet's office or get a letter saying it's recommended. As long as I submit a valid receipt, and it's covered, why do I have to jump through extra hoops to get you to pay out some money. It was ridiculous. I don't always have time to mess with this foolishness. I have older policies on my other two cats and I don't have to do this. When I fired off an email to let you know my thoughts on this, I never got a response. That tells me you couldn't care less. And it's taking a lot longer than it used to for reimbursement. Nationwide used to be good. Not any more.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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