Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jo Ann

Bentley's all better.

Bentley has recovered from his prolapsed urethra and is back to his cuddly self.
5

out of 5

POSTED: | BY: Jane F

Great response time on claims. Nice succinct emails.

I faxed another vet visit last Tuesday and I don't think it was received so I re-faxed the 2 pages today.
5

out of 5

POSTED: | BY: Joan

Dog allergies still. Trying different food

Vet is trying prescription different foods to try to find cause of skin allergies. Small cyst appeared on face 1 month ago...but he said it is nothing to worry about. Whew!!
4

out of 5

POSTED: | BY: Jennifer Knight

Going well

I love having this insurance! However why an 8 instead of 10: 1 - when I called to enroll I was told food and supplement if prescribed would be covered and they're not. VERY disappointing! 2 - no lock in rate. So as Branson ages and needs more care I will probably not be able to afford his insurance.
5

out of 5

POSTED: | BY: Lynnette

Thanks for caring!

Bella is 100% better now and really enjoying her very pampered life!đź’•

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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