Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: JOANNE COLLEY

This insurance plan is worth every dollar spent on it.

I've never had pet insurance in the past for my dogs but with Dublin we thought it was worth looking into and based on recommendations from other pet owners we decided to sign up. It is worth every dollar spent and the coverage has been more than I expected, especially for the wellness portion. So glad we took the "plunge".
5

out of 5

POSTED: | BY: Joyce Marion

I appreciate how friendly and helpful the Representatives are and the amount of time the claims are settled in. Thank you.

How nice that you care enough about Kelsie to ask how she is doing after surgery. So far I am happy that I have Nationwide Pet Ins.
5

out of 5

POSTED: | BY: Cindy Mickey

Great help

After Harlee has a vet visit when sick, it’s always good to know I have assistance in payment. Nationwide has a great response time once the paperwork is submitted.
5

out of 5

POSTED: | BY: Robin M

Couldn't be Happier

I have had the Whole Pet with Wellness plan for my dog Gracie for about 2 years and I couldn't be happier. Claims are always paid quickly and with direct deposit being available, the funds are in my account in a couple of weeks. This plan covers 90% of the bill, (minus the sales tax) after satisfying a once a year $250 deductible. So many plans exclude exam fees, wellness visits and have per incident deductibles. I am very happy with this plan and the peace of mind it gives me knowing I can always get my dog the best veterinary care that she needs.
5

out of 5

POSTED: | BY: Danielle Norcutt

Very happy :)

I've had to submit a couple of claims. It's easy. I don't feel like I have to wait forever for reimbursement. The reimbursement is easy. The explanation of claims paid or not is easy to read. I think the price is fair.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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