Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karin Spencer

Speedy and efficient claims service

We have been using Nationwide (aka VPI) for eight years, and have been pleased with the service. Every year we have at least gotten back what we paid out, and for the high-expense emergency years (with surgeries, etc.) the insurance has truly been a godsend.
4

out of 5

POSTED: | BY: Chloe

Overall Worth it

Overall, the pet insurance has definitely been worth the money. It gives me peace of mind when I think something may be wrong, and the wellness plan has helped me pay for vaccines and flea treatments. The only thing is the claims take a bit of time to process, but even then it usually isn't longer than a month.
5

out of 5

POSTED: | BY: Christine Casey

Great coverage

The insurance coverage has been great. It usually pays at least half of the charges, including dental work, which many other insurance plans do not cover. They communicate where they are in the processing of your claim also.
5

out of 5

POSTED: | BY: Arlene Winston

Infected anal glands.

After several weeks of vet visits and different antibiotic treatments, Cooper’s infection seems to have cleared. Need to give it another week and possible recheck visit with the vet and he should be fine. Thanks to your help with the bills it was easier for me to deal with the ordeal. I think you are just great!
5

out of 5

POSTED: | BY: Kristin

You guys helped big time to save our baby!

We were so relieved with your coverage during a scary time for us! Thanks for that and for checking up on Crash!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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