Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Vicki Bartik

Very Pleased

This year was the first time I had to send in a claim that would require a refund. The first claim deducted my co-pay and reimbursed me for what was left that was covered. The second claim reimbursed me fully for everything that was covered. Both claims were processed in a very timely manner and I received my reimbursement check in a few weeks. I’m very pleased with how the entire process went. I didn’t have to worry about denying Bailey a treatment that would have been too costly for me to pay out of pocket.
5

out of 5

POSTED: | BY: Randy Robinson

Glad to have peace of mind

Our experience thus far has been great, easy claim and great customer service.
5

out of 5

POSTED: | BY: Sarah Beatty

Easy to use product with great customer service

Excellent Pet Insurance! The policy is easy to make claims and sends whole health check-ins regularly. Thank you!
5

out of 5

POSTED: | BY: Rose

No hassle claims, good service

This is the first time I've had pet insurance and I have to say it's been a pleasant experience so far. Claims are handled fast, I can e-mail them (very few people use a fax and fewer still have a landline) and know they'll be reviewed promptly. When I called to get a quote reps were personable, warm, and made sure I understood my different options. I certainly wasn't pressed into choosing the most expensive plan, which I appreciate. I am keeping the plan next year, so that decision speaks for itself.
5

out of 5

POSTED: | BY: Crystal Austin

I've been more than impressed with Nationwide.

I am an insurance agent so I basically know how claims work and do not always go as you plan but Nationwide Pet Insurance has really been good for us. It takes a little too long for the claims process but have recommended you to many.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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