Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Amy Fox

Claim process is long and difficult

Recently the claim process is extremely long and have had a hard time getting claims approved- often need resubmitted for wrong coding or contact vet for more info despite info already sent. It seems like underwriters are looking really hard for any reason not to pay claims. Have been a customer for 8 years and this is the first year I have felt this from the company.
5

out of 5

POSTED: | BY: Carmen

Very easy to submit claim forms and prompt in responding to clam.

I'm very pleased with the timely manner that Nationwide tends to the claims.
5

out of 5

POSTED: | BY: Ann Peters

Getting Pet Insurance was the smartest move I have made in a long time.

I have had several dogs over the years and the last 2 had many health issues. Fortunately I was able to afford their treatment but it was very expensive. I felt good that I could take care of them but I didn't want to deal with that again. The Scottish Terrier I have now is covered with Pet Insurance and because I have had to make a few claims, I realize what a good decision I made going with Nationwide. They are extremely responsive and it is easy to file the claim and track it with the online application. I am very happy and would recommend to anyone for their insurance needs.
5

out of 5

POSTED: | BY: Bill Hall

Great and fast service no problems at all

Very helpful and quick payment
5

out of 5

POSTED: | BY: John Crow

Thanful

I am so thankful that I took this insurance out when I bought the puppy 4 years ago. She has had some bad health problems this year and we would of had to make some really tough decisions if we had not. We are getting over surgery and that is tough all by itself. Nationwide has been very easy to work with so far. I just file a claim and turn in my invoices and that's it. We can focus on caring for Sadie. I will recommend this insurance to anyone who gets a new pet and have recommended it to my family.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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