Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stacy

Fast Turnaround on Claims

We've been very happy with our insurance policy. We've had it one year and it's saved us over $150 for those little things that add up at the vet. We've only had one claim get "denied" and that was because the picture wasn't clear enough. I resubmitted it and it was approved right away. Everything is really easy with the app and claims get paid usually within a week.
5

out of 5

POSTED: | BY: Marcy

Awesome

Always fast and pleasant
5

out of 5

POSTED: | BY: DORETHA M

Overall, this is a great insurance.

Other than the delay in payments and the annual increases, this is a wonderful insurance; one of the best I've found.
5

out of 5

POSTED: | BY: Donald A

TIME

The processing time is a little too long
5

out of 5

POSTED: | BY: Joe A

Nationwide Came through when we needed it

My dog Jackson ate grass to the point that it became impacted in his stomach and he needed immediate surgery. Including x-rays and surgery the bill was over $6,000 Nationwide reimbursed me over $2,000. A nice help in a stressful/expensive time. Exceeded our expectations!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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