Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen

I love that you CARE about my dog

I think it is so nice that you took the time to send an email to ask how Seger is recovering. I know it may be an automatic email, but some human with a big heart had to think of this. I am a loyal fan forever and will recommend you to my friends.
5

out of 5

POSTED: | BY: Jill

Long time client

I’ve been a client for about 11 years now and I’m on my second dog. I feel generally Nationwide has been a fair, reliable insurer.
5

out of 5

POSTED: | BY: Ollie

Amazing coverage so far

we have been amazed by the coverage nationwide has provided us so far. our 1 year old golden has already been in the ER, had a complicated neuter, ear infections, parasites, a broken toe that required 2 months of splints and meds, and nationwide covered a HUGE portion of everything.
1

out of 5

POSTED: | BY: Dihanna

It takes to long to settle the claims.

It takes way to long for reimbursement.
5

out of 5

POSTED: | BY: Lucy

Naughty dog ate gingerbread house on Xmas eve!

We are so grateful to have had this pet insurance for the past 8 years. Bruce was recently diagnosed with joint disease, hip dysplasia and arthritis. The meds made him every hungry and thirsty. He helped himself to my sons gingerbread house on Xmas eve. So we took him to the emergency vet to induce vomiting as there were plastic bases missing.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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