Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Susan H

Pricing vs what is reimbursed not great

Price is crazy since my pet has been with you for life. No discounts for good heath
5

out of 5

POSTED: | BY: Heidi Lancaster

Made life easier

My golden Miki has had a very tough year. It seems everything that could go wrong has gone wrong. From an injured tooth to a blockage to a dog bite all happening within the span of 4 days it just hasn’t been easy. But thankfully Nationwide has taken away any stress that could come from finances. It has been tough but I haven’t had to worry about how I was going to manage getting my beloved Miki the treatment he needs.
5

out of 5

POSTED: | BY: Jim

I am some glad we have the insurance you guys are lifesavers

My wife has the insurance from her company at work. So glad she got it.
5

out of 5

POSTED: | BY: Marie Wallis

Great ! Thank you for all of your help!

Yes, I have told few friends of the Pet Insurance.
5

out of 5

POSTED: | BY: Dan

easy and affordable

Once all the insurance is set up, the bank information and the apps, it is easy to file claims in minutes, literally minutes. I have not had any issues with things being covered or not.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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