Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michele

Hope

Hope is a great dog and deserves the best I can offer.. I am very pleased with my choice to purchase Nationwide insurance for her.. I have recommended Nationwide numerous time to other dog owners..
5

out of 5

POSTED: | BY: McKenzie

Worth every penny

We have been so thankful for our Nationwide insurance this year. Our dog, Lionel, has two torn ACLs and the surgery was absolutely necessary. Thankfully, we were reimbursed for about 75% of each leg we needed to do TPLO on. Was an amazing gift and Nationwide was always prompt and responsive. I tell everyone to get insurance!
3

out of 5

POSTED: | BY: neil

disappointed

Luna tore her ACL. The X-ray revealed bone cancer also. Our first visit to the vet cost in excess of $1000, to say nothing of additional medicines. It's an expensive disease to treat and I find the $625 cap to be wholly inadequate and unreasonable. I put a rating of 5 to remain neutral for the time being as we have resubmitted vet reports for additional consideration of the ACL expense.
5

out of 5

POSTED: | BY: Teresa

Nationwide gives me peace of mind

I have three dogs and all are insured. Yes, the premiums are expensive, but I have peace of mind knowing that I will receive payment for any illness or injury, large or small. Even though I try hard to keep my pets healthy and safe, accidents happen and illnesses occur. When they do I submit my claims and get reimbursed for much of the cost. Having Nationwide pet insurance allows me to get better care for my pets than I would be able to afford on my own. This is going to be even more critical when I transition from full time employment to retirement later this year. I have had this insurance on all my pets since adopting them, but had it the longest on my 13-year-old whippet, Sam. I have seen changes in how claims are submitted and payments made over the many years I've had Sam. The new VitusVet claim process is so quick and easy! It used to be an ordeal to get all the paperwork together to submit a claim via fax or the USPS. Now I just fill out the information on the app and take a photo of my invoice and press send. What could be easier than that? And, recently Nationwide has added Chase Pay which deposits my reimbursement directly into my bank account. All I do is approve the amount and it appears in my account! My only concern is that it seems to be taking longer than usual to get claims processed. Despite this one small concern I highly recommend Nationwide Pet Insurance.
5

out of 5

POSTED: | BY: Michael

Saved my baby

My little girl, Isabella, has had her share of issues. From a liver shunt to allergies. If it would not have been for Nationwide, not sure i would have been able to have her surgery to correct the liver shunt. But she has done good after that. Now i just wish i could get a handle on the allergies. Working at it.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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